When workers retire, they can withdraw money from the plan.
当工人退休时，他们可以从计划中提取资金。
Older workers' knowledge and experience can easily be lost to the company when they retire.
当年长工人退休时，毫无疑问公司也就失去了他们的知识和经验。
When they do retire, more workers should exploit their housing wealth, either via a reverse mortgage (trading equity in their home for an income) or by moving to a smaller place.
等到他们真正退休时，有较多的人需要动用他们的房产，要么进行反向抵押贷款（抵押房子获取收入）要么就换小一点的房子。
Many companies have massive pension obligations geared to whatever pay levels will be in effect when present workers retire.
很多企业担负了大量的养老金义务。 这些义务把养老金设置成当现在的工人退休时的实际支付水平。
It's made it harder for a hardworking family to pull itself out of poverty, harder for young people to start on their careers, and tougher for workers to retire when they want to.
这使得努力工作的家庭脱离贫困变得困难、年轻人找工作变得困难、员工想要退休也变得困难。
And when workers about to retire lose their jobs, they can dig into their CPF savings on time.
快退休的人失业，则差不多可以按时领公积金。
By maintaining a broad pool of workers with a more diverse range of skills and abilities a company can avoid the vacuum created when a number of skilled and experienced employees retire.
维持一个技术和能力多样化的人力资源库可以使企业避免由于经验丰富的老员工退休而形成的真空。
By maintaining a broad pool of workers with a more diverse range of skills and abilities a company can avoid the vacuum created when a number of skilled and experienced employees retire.
维持一个技术和能力多样化的人力资源库可以使企业避免由于经验丰富的老员工退休而形成的真空。
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