Individual plans also are more expensive because they do not spread the risk in the way group plans do and because those seeking coverage often wait until they have health problems, Waltman said.
“个人保险计划更贵，因为他们不分担风险，而且他们经常是等到有健康问题后才开始投保。”Waltman说。
Individual plans also are more expensive because they do not spread the risk in the way group plans do and because those seeking coverage often wait until they have health problems, Waltman said.
“个人保险计划更贵，因为他们不分担风险，而且他们经常是等到有健康问题后才开始投保。”Waltman说。
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