The commonly used auto insurance pricing model is the generalized linear model. This model is built on an important assumption that the claims data must be independent.
在车险定价中常用的模型是广义线性模型,该模型建立的一个重要假设是索赔数据的相互独立性。
But in practice, with the policy year increasing, the same policy-holder's claims data in different year has correlation. Therefore the generalized linear model is no longer applicable.
但在实践中,随着投保年份的增加,同一投保人不同年份的索赔数据具有相关性,此时广义线性模型不再适用。
Methods We applied generalized linear mixed models for the nuclear family data to set up the genetic variance component model and estimated parameters using MCMC.
将广义线性混合模型应用于核心家系资料建立遗传方差分量模型,运用MCMC方法进行参数估计。
The generalized model for kinematic adjustment, which includes various static and linear kinematic adjustment models, is introduced in the paper.
建立了包括各种静态平差模型和线性动态平差模型的动态平差概括模型,推导了其主要求解公式。
Methods the linear model of mixed coefficient is turned into a generalized linear model, and the relevant methods of linear models is used.
方法将混合系数线性模型转化为广义线性模型,然后利用线性模型相应的方法。
The proposed model-calibration estimators can handle any linear or nonlinear working models and reduce to the generalized regression estimators in the linear model case.
建议的模型校正估计可以处理任何线性或非线性的工作模型,且在线性模型的情形下变为广义回归估计。
By comparing the predicted results with real numerical values, we can reach that the prediction of accident probability which USES the generalized linear prediction model has some credibility.
通过模型预测结果与实际值对比,得出利用广义线性预测模型对事故概率进行预测具有一定可信度。
The estimators problem of parameters and functions in Semi-Linear Model were studied by Generalized Least Square method. The agreement between parameters and functional estimators was then presented.
运用广义最小二乘法研究了一类半线性模型中的参数、函数的估计量问题,并证得估计量的一致性结果。
Using transformed stress method, it is easy and reasonable to combine the model with the Generalized Non-linear Strength Theory to make the model describe complex stress states.
结合广义非线性强度理论采用变换应力三维化方法简单、合理地使模型实现三维化。
Taking the auto insurance cases into consideration, it also explores the approaches to rate making by means of generalized linear model.
同时以实证研究的结论为依据,进一步探讨车险分类费率厘定的问题和思路。
Taking the auto insurance cases into consideration, it also explores the approaches to rate making by means of generalized linear model.
同时以实证研究的结论为依据,进一步探讨车险分类费率厘定的问题和思路。
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