If you have little or no credit history, the educational variables matter a lot, because they help us understand your ability to repay the loan.

如果一个人没有信用史或信用史很短，那么他的受教育程度就变得非常重要，因为我们可以通过教育程度评估借款人偿还贷款的可能性。

youdao

If you have little or no credit history, the educational variables matter a lot, because they help us understand your ability to repay the loan.

如果一个人没有信用史或信用史很短，那么他的受教育程度就变得非常重要，因为我们可以通过教育程度评估借款人偿还贷款的可能性。

youdao