A "subprime borrower" is somebody who has a poor credit history or some other indication that would suggest that they might not be able to repay the mortgage.
“次级借款人”指的是，那些信用记录较差的借款人，或在其他方面显示，他们很可能无力偿还贷款。
A "Subprime borrower" is somebody who has a poor credit history or some other indication that would suggest that they might not be able to repay the mortgage — they might default.
次级借款人“指的是，那些信用记录较差的借款人，或在其他方面显示，他们很可能无力偿还贷款，也就是说他们很可能违约。”
Subprime refers to mortgages, which is not the subject of today's lecture, but a subprime mortgage is a mortgage issued to a borrower who is not considered prime — not a good risk.
次贷指的是次级抵押贷款，这不属于今天的讨论范围之内，次级抵押贷款是发放给特殊借款人的，他们不是优质客户，也就是说风险较大。
Subprime refers to mortgages, which is not the subject of today's lecture, but a subprime mortgage is a mortgage issued to a borrower who is not considered prime — not a good risk.
次贷指的是次级抵押贷款，这不属于今天的讨论范围之内，次级抵押贷款是发放给特殊借款人的，他们不是优质客户，也就是说风险较大。
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