The information asymmetry will cause in anticipation reversion choice and the afterwards moral risk.
信息不对称将导致事前的逆向选择和事后的道德风险。
The biggest malpractice of advance deposit insurance system lies in the reversion choice and the moral risk, but the basic reason to these problems is lack of a reasonable tariff stipulation standard.
先行存款保险制度的最大弊端在于逆向选择和道德风险，而产生这些问题的根本原因在于没有一个合理的费率规定标准。
The biggest malpractice of advance deposit insurance system lies in the reversion choice and the moral risk, but the basic reason to these problems is lack of a reasonable tariff stipulation standard.
先行存款保险制度的最大弊端在于逆向选择和道德风险，而产生这些问题的根本原因在于没有一个合理的费率规定标准。
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