They are still grappling with growing losses from residential mortgages.
银行依然陷在房产贷款不断增加的损失中无法脱身。
Like residential mortgages, loans for offices and shops have been bundled up and sold to investors.
和居住抵押一样，办公和商铺贷款也是打包成证券卖给了投资者。
In addition, the weak economy will raise credit concerns well beyond residential mortgages (see article).
另外，疲弱的经济将使信用危机蔓延到房屋贷款以外。
They must also vary the loan-to-value ratio on commercial and residential mortgages to forestall real estate bubbles.
为预防房地产泡沫，他们也必须适时地调整商业和住宅抵押贷款的贷款价值比。
But by far the most worrying contingent liability looming over America is its growing exposure to residential mortgages.
但对美国而言，最应该担忧的或有负债是其住宅抵押贷款的持续风险。
Less than 3% of residential mortgages have started to wobble, a surprise in a country where unemployment is close to 25%.
以目前为止表现还不错的住房按揭贷款为例，在一个失业率接近25%的国家，只有不到3%的住房按揭贷款开始出现问题，这令人惊讶。
Only Assured Guaranty is still writing business and it too has been seriously weakened by its foray into insuring residential mortgages.
只有Assured Guaranty现在仍旧开展业务，而且因其进军住房抵押承保而被严重削弱。
modern banks reduced loan decisions to arm’s-length algorithms based on credit scores and asset values, biasing them towards homogeneous loans such as residential mortgages.
现代银行将贷款决策蜕变成冷冰冰无人情的、以信贷评分和资产价值为基础的公式， 是银行更偏向于均一同质的贷款，比如住宅按揭。
The economists looked at a sample of mortgages in a huge data set that covers 60% of America's residential-mortgage market.
从涵盖了美国60%的住宅抵押市场庞大的数据库背景里，经济学家查看了一份抵押贷款案例。
The economists looked at a sample of mortgages in a huge data set that covers 60% of America's residential-mortgage market.
从涵盖了美国60%的住宅抵押市场庞大的数据库背景里，经济学家查看了一份抵押贷款案例。
应用推荐