Falling house prices threaten the solvency of plenty of prime borrowers too.
下降的房产价格同样威胁到了一级市场借方的偿还能力。
A large percentage of its customers are sub-prime borrowers, which means they are considered to be less than creditworthy.
它的大部分客户是次级借用人，这以意味着他们的信誉比较低。
But we found that, for our prime and super prime borrowers, FICOwould give us a much more accurate picture of their ability to repay.
但是，我们发现对于优质和超优质的借款人，FICO会让我们更准确地了解他们的偿还能力。
Zopa, which takes a stringent approach to credit assessment and will let only prime borrowers onto the site, boasts a default rate of just 0.1%.
Zopa拥有严格的信用评估系统，并只允许信用最佳的借款者在网站借款，自称违约率仅为0.1%。
The term subprime refers to the credit quality of particular borrowers, who have weakened credit histories and a greater risk of loan default than prime borrowers.
有期次贷是针对那些有不良信用记录和有更大风险拖欠贷款的特殊信用贷款人。
The term sub prime refers to the credit quality of particular borrowers, who have weakened credit histories and a greater risk of loan default than prime borrowers.
术语“次级”指的是特殊的贷款者的信贷品质。他们有不良信贷的史例并且比初级贷款者拖欠贷款的风险更高。
Property prices in the US have already dropped by almost a third from their peak, as the crisis spread from lower-paid sub-prime borrowers to engulf the entire housing market.
随着美国房贷危机从低收入的次贷借款人蔓延至整个房地产市场，美国的房地产价格已经从最高点下跌了近三分之一。
Although rising unemployment will continue to act as a drag on the market, car loans, the lifeblood of the industry, have become available again, even to less-than-prime borrowers.
尽管持续攀升的失业率将持续拖累市场，但汽车贷款，该行业的血液，已再次可用，甚至是对那些低于“优级”的借款人。
Moreover, lenders have tightened underwriting standards across the board for both prime and subprime mortgages, making it harder for borrowers to refinance loans.
不仅如此，贷款行严格了包括优先、次级抵押贷款债券的现行标准，使得借款人再融资更加困难。
Not only do subprime delinquencies continue to rise, but defaults on prime and Alt-A loans (those to good- or middling-quality borrowers) have started to climb too.
不仅次级房贷破产在继续增加，而且优级及次优级贷款（对那些好的或中级好的贷款者的贷款）破产也开始上升。
The market for prime mortgages (those extended to higher-quality borrowers) is faring better, though it, too, is showing signs of weakness, exacerbated by cooling house prices.
优质房产抵押贷款市场(以更优质的借款人为客户)的运营则要好得多，虽然它也因房价下跌而恶化，有走弱的迹象。
For example, the Fed has proposed limits on how much mortgage interest rates can exceed the prime rate for low-income borrowers with poor credit ratings.
例如，美联储曾提议将低信用评级的低收入的贷款者的按揭利率超出最优惠利率的范围做一个限制。
My borrowers continue to reveal themselves as trustworthy prime-rated candidates of my extra cash.
通过我额外的现金，借款人进一步证明他们是值得信赖的黄金级候选人。
It would show that the average credit score of their borrowers is around 700, the standard for prime-rated loans.
文件表明最优级贷款的标准是，借款人的平均信用评分达到约700分。
The crisis began nearly 18 months ago in the United States, as many people who had taken out so-called sub-prime mortgages - home loans made to weak borrowers - struggled to pay their debts.
这场危机是将近18个月之前在美国开始的。当时许多借了所谓‘次级房贷’的人难以偿还他们的贷款。
The crisis began nearly 18 months ago in the United States, as many people who had taken out so-called sub-prime mortgages - home loans made to weak borrowers - struggled to pay their debts.
这场危机是将近18个月之前在美国开始的。当时许多借了所谓‘次级房贷’的人难以偿还他们的贷款。
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