In effect, she is paying $5 in interest for a $90 loan for two months: the equivalent of a credit card with a 44 percent annual percentage rate, a level most of us would consider predatory.

实际上，她已经预付了90美元两个月5%的利息，相当于44%信用卡的年费，大多数人都会认为它达到了掠夺的程度。

youdao

In effect, she is paying $5 in interest for a $90 loan for two months: the equivalent of a credit card with a 44 percent annual percentage rate, a level most of us would consider predatory.

实际上，她已经预付了90美元两个月5%的利息，相当于44%信用卡的年费，大多数人都会认为它达到了掠夺的程度。

youdao