It is high time that the risk of personal housing loan was possible to appear.
目前，我国已经进入了个人住房贷款风险暴露和显现的高危时期。
Thee prospective borrower of personal housing loan should be a natural person having a complete civil capacity.
个人购置住房贷款对象应是具有完全民事行为能力的自然人。
Personal housing loan business by its earnings, reliable guarantee high risk, etc, to control the favour of banking industry.
个人住房贷款业务以其担保可靠、收益较高、风险易控等特点，倍受银行业的青睐。
This is our country commercial bank perfecting personal housing loan risk management system to provide certain reference significance.
以此为我国商业银行完善个人住房贷款风险管理体系提供一定的参考意义。
This article mainly through study carefully for individual housing credit risk of our commercial bank loan, sums up some suggestion in the prevention of personal housing loan credit risks.
本文主要是通过对我国商业银行个人住房贷款信用风险的仔细研究，总结出防范个人住房贷款信用风险的一些议建。
At the same time the market interest rate fluctuations also have great impact on the personal housing consumption loan.
同时市场利率的波动对个人住房消费贷款也有重要的影响。
Personal house purchase loan means a loan lent by bank to the borrower for purchasing a self-used common housing.
个人购置住房贷款是指银行向借款人发放的用于购买自用普通住房的贷款。
When buying a house with bank loan is popular in China, the risk of personal housing mortgage loan becomes to be today's live topic.
当个人信贷买房逐渐走进人们生活的时候，个人住房抵押贷款风险问题已成为当今热门的话题。
Personal housing decoration loan means a loan lent by the bank to the borrower for it to decorate a self-owned housing.
个人住房装修贷款是银行向借款人发放的用于自有住房装修的贷款。
Personal commercial housing loan means a loan lent by any bank to the borrower for it to purchase a self-operated commercial housing or a self-used official housing.
个人商业用房贷款是指银行向借款人发放的购置自营性商业用房和自用办公用房的贷款。
Thus, the study and control on the prepayment risk has become a key research subject of the risk management of personal housing mortgage loan.
对提前还款风险的研究和控制，已经成为个人住房抵押贷款风险管理的重要课题。
This paper analyzed the kinds and causes of personal housing mortgage loan, and then advanced some countermeasures.
文章分析了个人住房抵押贷款风险类型，探讨了其产生的原因，并提出了相应的防范对策。
The personal housing mortgage loan is a non-typical guarantee form of material right actually, which be regarded to mortgage in low and regulations.
住房按揭贷款本质上是一种非典型物权担保形式，现在法律、行政法规中被视为抵押。
Lending rates for the Personal Housing Accumulation Fund Loan will be cut by 0.27 of a percentage point.
个人住房公积金贷款利率各档次利率分别下调0.27个百分点。
Lending rates for the Personal Housing Accumulation Fund Loan will be cut by 0.27 of a percentage point.
个人住房公积金贷款利率各档次利率分别下调0.27个百分点。
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