Some “new” loans also represent a shift to the formal banking sector from off-balance sheet vehicles and from the informal loan market which flourished when credit quotas were in place.
一些“新”借贷也显示了从资产负债表外媒介和非正式借贷市场到正规银行部门的转化，而前者在信贷规模形成的时候非常流行。
Meanwhile, the off-balance-sheet commitments disclosed, like undrawn loans and letters of credit, shot up.
同时，已公开的表外业务，象未提贷款和信用证，都有暴涨。
The amount of loans treated this way is unclear because nobody centrally collates the data, and Fitch says its three trillion yuan estimate for off-balance-sheet credit is rough.
这种方式的贷款总量还不清楚，因为没有人集中的整理这些数据，而且惠誉国际评级公司说的负债表之外的3万亿人民币的估计也只是猜测。
They may only use a credit card when absolutely necessary and pay off the balance each month.
他们可能只在非常必要的时候用信用卡，并且每个月付清欠费。
It also includes some credit that is off-balance-sheet but above board.
它还包括一些资产负债表外的正式贷款。
Relatively few fail to pay off their monthly credit card balance, lest they pay highinterest charges.
每月不还清信用卡余额的人相对较少，因为人们不愿支付高额的利息费。
Additionally, more than half of those using credit CARDS reported that they pay off their balance each month-the highest percentage since the survey began, the study found.
此外，研究发现，半数以上使用信用卡的受访者自称每月付清帐单，占比为开展此项调查以来最高。
Some "new" loans also represent a shift to the formal banking sector from off-balance sheet vehicles and from the informal loan market which flourished when credit quotas were in place.
一些“新增”贷款是由表外款项部门和非正规贷款市场（当信贷限制还存在时这个市场异常繁荣）向正规借贷部门转移造成的。
At present, MPA is still using the "broad credit" index caliber of the first two quarters, the off-balance-sheet financing has not been formally included in the scope of broad credit.
目前MPA仍沿用前两个季度的“广义信贷”指标口径，表外理财并未正式纳入广义信贷范围。
There are lots of mature fruit about balance sheet of commercial bank credit risk management, recently the business of off-balance sheet has played a more and more important role.
对商业银行表内业务信用风险的管理，目前国际上有许多成熟的成果。
You may well want a core of regulated banks that cannot blithely create credit, take on leverage and secrete assets off their balance sheets, as today's banks have done.
你所追求的金融体系的核心由一群被管制的银行构成，它们不能向今天的银行一样无忧无虑地放贷或扩大杠杆，不能随便把秘密资产转移至表外。
You may well want a core of regulated banks that cannot blithely create credit, take on leverage and secrete assets off their balance sheets, as today's banks have done.
你所追求的金融体系的核心由一群被管制的银行构成，它们不能向今天的银行一样无忧无虑地放贷或扩大杠杆，不能随便把秘密资产转移至表外。
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