But many others, faced with high premiums and policies with limited coverage, gamble that they won't need insurance help to rebuild after a disaster.
但也有很多人，在面对高额的保险费和有限的赔偿时，便心存侥幸地认为他们在灾后重建时不需要保险公司的帮助。
In addition, many health plans have limited coverage for mental health and substance use disorders, which increases out-of-pocket costs for our patients.
另外，许多保健计划对心理健康和物质使用有诸多限制，从而增加了病人的支出。
Given its limited coverage, the insurance program is incomplete.
失业保险目前因覆盖面窄而并不完备。
Given its limited coverage, the insurance program is incomplete.
失业保险目前因覆盖面窄而并不完备。
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