I agree that my insurance coverage is from the join date specified on my Personal insurance Certificate to the date before the scheme's common renewal date.

本人同意本人的保险计划自本人个人凭证上载明的投保日期起生效至统一续保日期前一日为止。

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Prorata premium will be charged accordingly if the join date specified on my Personal Insurance Certificate is later than the scheme effective date of the Group Policy.

如果本人个人凭证上载明的投保日期晚于团体保险单上载明的团体保单生效日期，则本人仅需缴纳相应的未满期保费。

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Prorata premium will be charged accordingly if the join date specified on my Personal Insurance Certificate is later than the scheme effective date of the Group Policy.

如果本人个人凭证上载明的投保日期晚于团体保险单上载明的团体保单生效日期，则本人仅需缴纳相应的未满期保费。

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