For example, if the growth in excess credit is more than 5% it scores 2 points, 0-5% 1 point, and below 0% nil.

举例来说，如果超额信贷的增长率超过5%，它得2分；增长率在0-5%之间，得1分；增长率为负，得0分。

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Chapter 5 is a summary; it draws conclusions of the whole thesis, points out the limitation of this study and gives Suggestions for future research.

第五章是全文总结，指出当前研究的局限性，并为未来的研究提出建议。

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It has 5 effects: the understanding to the textbook is more thorough; it can grasp the key points and unify the Stress taught in the class and in the practice;

实践经验对搞好法学教学的作用有五：对书本知识的理解更加透彻：能抓住重点，把课堂上讲授的重点与实践中的重点统一起来：使书本知识具体化；

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It has 5 effects: the understanding to the textbook is more thorough; it can grasp the key points and unify the Stress taught in the class and in the practice;

实践经验对搞好法学教学的作用有五：对书本知识的理解更加透彻：能抓住重点，把课堂上讲授的重点与实践中的重点统一起来：使书本知识具体化；

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