Insurance contract is a typical format contract, and the unfavorable explanation rule is a special rule for insurance contract explanation.

保险合同是一种典型的格式合同，而不利解释原则又是保险合同解释的一个特殊原则。

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Although the party who provides format contract cannot force the other party to accept format clause, the other party always has no choice but to accept this clause.

虽然提供格式合同的一方不能强迫对方接受格式条款，但是对方往往除了接受该格式条款之外，没有其它的选择。

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In this circumstance, the party who provides format contract always makes use of its superiority of position to set unfair clauses in format contract, which may infringe upon counterpart's interests.

在这种情况下，提供格式条款的一方往往会利用其优势地位，在格式合同中设定不合理的条款，侵害相对方的利益。

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In this circumstance, the party who provides format contract always makes use of its superiority of position to set unfair clauses in format contract, which may infringe upon counterpart's interests.

在这种情况下，提供格式条款的一方往往会利用其优势地位，在格式合同中设定不合理的条款，侵害相对方的利益。

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