More than half of us have at least one credit card, contributing to personal debt among U. S. citizens - for credit cards, auto loans and the like - of $2.5 trillion above and beyond home mortgages.

很多人至少持有一张信用卡，这将有助于帮助美国公民偿还他们在信用卡上的个人债务，汽车贷款等的2.5万亿美元，这笔贷款超出了住房抵押贷款。

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For one, while the credit crunch will prove punishing for the U. S., the prospects for the U. K. are increasingly worse.

一方面，虽然信贷危机对美国来说是最厉害的，但英国的前景也越来越糟糕。

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For one, while the credit crunch will prove punishing for the U. S., the prospects for the U. K. are increasingly worse.

一方面，虽然信贷危机对美国来说是最厉害的，但英国的前景也越来越糟糕。

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