So, when is it smart to have a fixed interest rate?
所以，当它是聪明有固定利率？
If rates rise after they buy a home, they are protected by the fixed interest rate;
购买一套房屋后，如果利率上涨，他们可以受到固定利率的保护；
Specifying the future value of an annuity based on periodic, fixed payments and a fixed interest rate.
数据类型值，指定按定期定额支付且利率固定的年金的未来值。
In general, securities firms and Banks to investors to provide this service will charge a fixed interest rate.
一般来说，证券公司和银行向投资者提供这种服务将收取固定利率。
The interest rate swap with which a trading adversary alternatively pay the fixed interest rate and floating rate.
一方交易对手交替支付固定利率和浮动利率的利率掉期。
Usually the traditional actuarial theory is based on a fixed interest rate with a purpose to simplify calculations.
传统的保险精算理论为了简化计算，往往假定利率是确定的。
The combination of fixed interest rates and an option to prepay helps to shield borrowers from interest-rate risks.
固定利率和提前还款期权相结合有助于保护借款人免于利率风险。
Overnight Index swap an interest rate swap involving the overnight rate being exchanged for some fixed interest rate.
隔夜指数掉期指将隔夜利率交换成为若干固定利率的利率掉期。
It solves the problem on the selecting of fixed interest rate and floating interest rate, and grants the issuers the advantages of debt management.
它解决了发行人在固定利率和浮动利率选择的难题，为发行人负债管理提供了便利。
Hence, while holding any security with a fixed interest rate involves some interest-rate risk, the closer to maturity a security is, the lower is this risk.
因此， 持有任何固定利率的证券都意味着要承担一定的利率风险，但同时越临近到期日，这种证券的风险就越小。
Two-thirds of mortgage borrowers enjoy good credit and a fixed interest rate and can depend on the value of their houses remaining far higher than their borrowings.
三分之二的抵押贷款的借款人有良好的信用记录和固定的利率，他们拥有的房产价值远高于他们的借款。
Damon Daniel, an organiser, says none of the 16 who applied got a write-down, though some might have their mortgages converted from an adjustable to a fixed interest rate.
一位组织者达蒙·丹尼尔说，虽然有些申请人的贷款已经从浮动利率转为固定利率，但是16位申请人都没能减少本金。
The original principal is disbursed to the borrower at inception, and there is a scheduled monthly payment of principal and interest, which is based on a fixed interest rate and duration.
从一开始，借款人就了解了借贷程序：根据固定的利率和贷款时间，借款人每月需要按规定支付本金和利息。
When bill discount, the bank presses fixed interest rate from bill expire deduct in the value come from loan day of note maturity should plan accrual, pay the person that oppose a bill more than.
票据贴现时，银行按一定的利率从票据的到期值中扣除自借款日至票据到期日的应计利息，将余款付给持票人。
At least half of mortgage holders still pay 5% or higher in interest, regardless of whether a fixed or floating rate.
不管采用的是固定还是浮动利率，目前至少有一半的按揭借款人支付的利息仍达5%以上。
You can get a fixed-rate, 30-year home loan with an interest rate of 4.1%.
你可以借到一笔利率为4.1%的30年期固定利率房屋贷款。
These pay a fixed rate of interest but only if the bank is profitable.
这些金融工具只有在银行盈利的情况下方可支付定额利息。
Historically low interest rates for fixed-rate mortgages.
因为固定利率抵押贷款利率已经降至历史低位。
Interest-rate swaps allow investors and borrowers to switch from a fixed rate to a floating, or variable, rate and vice versa.
息率互换合约[3](Interest Rate Swap)允许投资者和借债人把一个固定利率的合约与一个浮动(可变)利率的合约相交换；同样也允许反向操作。
Adjustable rate mortgages have a long term -they might last for thirty years -but the interest rate is not fixed for the whole thirty years.
可调利率抵押贷款的期限很长，也许会长达30年，但是利率在30年间并不是固定的。
There is nothing the European Commission can do about the side-effects of a fixed exchange rate and a single interest rate for the euro area—they are inherent to a single currency.
欧盟委员会对于欧元区实行固定汇率和单一利率产生的副作用无能为力—各国都被单一货币粘在了一起。
When bond prices fall, yield rises, because the interest rate of a bond is a fixed percentage of the bond's face value.
当债券价格下跌，收益将增加，因为债券的利率与债券票面价值的比例固定。
Interest swap: an agreement to exchange floating rate payments for fixed-rate payments in the same currency.
利息掉期：在同一货币中，以浮动利率付息交换固定利率付息的协议。
In 2010, the real interest rate for savers with one-year fixed-term deposits averaged negative 1.1%.
2010年，一年定期存款的实际利率平均为- 1.1%。
A bond where the coupon's interest rate remains fixed for the entire term. Interest rate movements affect the bond's price not the coupon.
固定利率债券在整个债券有效期限内，债券的息票利率保持不变的债券。利率的变动影响债券的价格而非息票。
Saving your money in a current account gives you less interest than in a fixed rate bond for five years.
将钱存人活期账户五年所得利息要少于投人定期利率债券五年所得利息。
In chapter 6, considering the pure insurance premium and the calculation of net premium reserves death rate is due to life table, rate of interest is taken by fixed rate of interest.
在第6章，考虑到在人寿保险的纯保费及理论责任准备金的计算中，死亡率一般依据生命表，利息率一般采用固定利率。
The normal interest rate swap method is plain vanilla swap between floating rate and fixed rate. In substance, it is the cash flow swap between two interest payments.
利率互换最普遍的形式是浮动利率与固定利率之间的单纯利率互换，其实质就是将未来两组利息的现金流量进行互换。
The normal interest rate swap method is plain vanilla swap between floating rate and fixed rate. In substance, it is the cash flow swap between two interest payments.
利率互换最普遍的形式是浮动利率与固定利率之间的单纯利率互换，其实质就是将未来两组利息的现金流量进行互换。
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