The classic moral hazard problem is the problem that you give fire insurance on a house and someone burns down the house in order to collect the insurance.
有个经典的道德风险的例子就是，给一栋房子投保了火险，有人就可能会烧了这栋房子，以获得保险赔付。
The classic moral hazard problem is the problem that you give fire insurance on a house and someone burns down the house in order to collect the insurance.
有个经典的道德风险的例子就是，给一栋房子投保了火险，有人就可能会烧了这栋房子，以获得保险赔付。
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