Article 23 a consumer financial company shall establish an effective risk management system and reliable business operation procedures to identify false application information and avoid fraud.

第二十三条消费金融公司应当建立有效的风险管理体系和可靠的业务操作流程，以充分识别虚假的申请信息，防止欺诈行为。

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Article 23 a consumer financial company shall establish an effective risk management system and reliable business operation procedures to identify false application information and avoid fraud.

第二十三条消费金融公司应当建立有效的风险管理体系和可靠的业务操作流程，以充分识别虚假的申请信息，防止欺诈行为。

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