Actually, efficiency loss in the bancassurance system is mainly caused by the phenomenon of "excessive incentives but insufficient constraints" in incentive mechanism design.
导致银保合作的效率损失原因主要是参与者之间的激励机制设计普遍表现激励有余，约束却不足。
They did what their incentive structures were designed to do: focusing on short-term profits and encouraging excessive risk-taking.
他们的行动是基于他们的奖励机制的：专注于短期赢利，鼓励承担过度风险。
On the other side when the deposit insurance system is not designed properly can give rise to bank crisis as it gives incentive to the Banks to take excessive risks.
另一方面，存款保险制度不是设计用来导致银行危机，它会激励银行承担过度风险。
The influence of incentive fee structure on the risk taking of manager is analyzed dynamically and the conclusion indicates that it induces the excessive risk choice by manager by all means.
首先动态分析了激励费用结构对经理人风险选择的影响，分析结果表明激励费用必然会导致经理人过度的风险投资行为。
Some stress is necessary to provide the incentive to get things done, but excessive stress can be harmful to your health and your work abilities.
适当的压力是你前进的动力，但是压力太大那就会产生危害了。
I launched into a variation of the speech I had made for years, about how excessive tax rates can take away the incentive to produce, and how cutting taxes can generate growth.
我发表了一篇内容与几年前不同的讲话，谈的是税率过高会使生产失去刺激以及减税会使经济得到增长。
I launched into a variation of the speech I had made for years, about how excessive tax rates can take away the incentive to produce, and how cutting taxes can generate growth.
我发表了一篇内容与几年前不同的讲话，谈的是税率过高会使生产失去刺激以及减税会使经济得到增长。
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