The existing banking model is both over - and under-protective, says Tim Lyman of the World bank, because "it did not foresee the convergence of telecommunications and financial services."
现存的监管模式要么太严要么太松，世界银行的TimLyman指出，因为“监管机构并没有预见到电信和金融服务的整合。”
A survey conducted earlier this year by Experian for Liverpool Victoria, a financial-services firm, shows how this convergence on similar types of work has blurred class boundaries.
今年早些时候Experian公司为金融服务公司Liverpool Victoria所做的一项调查，显示出这种工作类型的趋同性对于模糊阶级界线所起的作用。
A survey conducted earlier this year by Experian for Liverpool Victoria, a financial-services firm, shows how this convergence on similar types of work has blurred class boundaries.
今年早些时候Experian公司为金融服务公司Liverpool Victoria所做的一项调查，显示出这种工作类型的趋同性对于模糊阶级界线所起的作用。
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