Chip and PIN is designed to combat credit card fraud.

智能卡系统是专为防止信用卡诈骗设计的。

《牛津词典》

Whether travelers are more likely to become victims of credit card fraud is debatable, but we're certainly more likely to get tripped up by efforts to combat fraud, especially overseas.

持卡人外出旅行时是否更容易受到信用卡欺诈值得商榷，但可以肯定的是，旅途中更多的麻烦来自发卡行的反欺诈，尤其是你出国旅行的时候。

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Whether travelers are more likely to become victims of credit card fraud is debatable, but we're certainly more likely to get tripped up by efforts to combat fraud, especially overseas.

持卡人外出旅行时是否更容易受到信用卡欺诈值得商榷，但可以肯定的是，旅途中更多的麻烦来自发卡行的反欺诈，尤其是你出国旅行的时候。

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