This is insurance that you pay each year for insurance in that year and it does not build a cash value.
为了这种保险可以持续生效,你每年都要缴纳保费,保费不产生现金价值
Term insurance is substantially cheaper per month, enough so that it's worth cashing in the other policy, removing the cash value, and instead start a term policy.
定期寿险的每月支出便宜非常多，所以更应该把别的保单里的现金价值取出来，来购买新的定期寿险。
This is insurance that you pay each year for insurance in that year and it does not build a cash value.
为了这种保险可以持续生效，你每年都要缴纳保费，保费不产生现金价值。
The first is that whole life insurance accrues a cash value, which can be paid out upon death, or at a certain age.
首先是整个寿险累积的现金价值，可以支付时死亡，或在一定的年龄。
Another major advantage to permanent life insurance is that it allows you to build up cash value that is tax-deferred.
另一大好处是，它允许永久寿险你建立现金价值就是税务递延。
In Chapter 2, it Measures risk amount of interest rate of life insurance by using standard variation of actuarial present value of life policy and pricing with cash flow method.
本文从定性，定量两个角度对寿险保单的利率风险进行了分析，首先在导论部分分析了研究寿险保单利率风险的必要性，并介绍文章的框架；
In Chapter 2, it Measures risk amount of interest rate of life insurance by using standard variation of actuarial present value of life policy and pricing with cash flow method.
本文从定性，定量两个角度对寿险保单的利率风险进行了分析，首先在导论部分分析了研究寿险保单利率风险的必要性，并介绍文章的框架；
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