Many consumer loan rates, however, are pegged to banks' prime rate. That rate, in turn, is tied to the Federal Reserve's benchmark short-term rate, which remains near zero.
然而很多消费者贷款利率是与银行的优惠利率挂钩，这优惠利率又是紧盯美联储的短期基准利率，这一利率持续接近于0。
de facto rise of 20%-25%in consideration of the actual home loan interest rate which was adjusted to 10%-15% below the benchmark interest rate by most banks in the past.
另一方面，第二套房的贷款利息由基准利率上浮10%，考虑到过去多家银行已将实际住房贷款利率调整为基准利率下浮10%-15%，新的贷款利率实际增长了20%-25%。
Many consumer loan rates, however, are pegged to Banks' prime rate.That rate, in turn, is tied to the Federal Reserve's benchmark short-term rate, which remains near zero.
然而很多消费者贷款利率是与银行的优惠利率挂钩，这优惠利率又是紧盯美联储的短期基准利率，这一利率持续接近于0。
China's benchmark lending rate is at an all-time low of 4.35 per cent for one-year loans, and interest rate deregulation has forced lenders to compete on deposit and loan pricing.
中国的基准贷款利率正处于历史最低点，一年期贷款利率为4.35%；同时利率市场化迫使银行在存款和贷款的定价上展开竞争。
Benchmark spread Standard spread in IFC loans which is added to six-month LIBOR to determine the IFC loan rate.
基准利差指国际金融公司贷款的标准利差。该利差加上6个月伦敦银行同业拆放利率，用以确定国际金融公司贷款利率。
Benchmark spread Standard spread in IFC loans which is added to six-month LIBOR to determine the IFC loan rate.
基准利差指国际金融公司贷款的标准利差。该利差加上6个月伦敦银行同业拆放利率，用以确定国际金融公司贷款利率。
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