在以死亡为给付保险金条件的人身保险合同中，受益人的道德风险表现多样，成因复杂，危害严重。
In the moral hazard of insurance beneficiary contract that encompasses death elements, moral hazard of insurance beneficiary is various, which cause is complicated and result is serious.
保险偿付能力是指保险公司对所承担的风险责任在发生赔偿和给付时所具有的经济补偿能力。
The solvency of insurance means insurance company's ability of economic compensation to the insurance responsibility undertaken.
差异性的测算主要根据缴费水平、保险金给付以及承担风险的程度上的差别。
The differences in pay based primarily on the payment levels, benefits and risk degree.
差异性的测算主要根据缴费水平、保险金给付以及承担风险的程度上的差别。
The differences in pay based primarily on the payment levels, benefits and risk degree.
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