个人的保险需求可以用风险厌恶来解释，而公司的保险需求则一直是经济学和公司金融理论的一大难题。

Individual insurance demands can be explained by peoples aversion to risks, but the corporate insurance demands have always been a difficult topic in economics and corporate finance theories.

youdao

主要研究方向及特色：目前研究兴趣：商业银行经济理论与信用风险管理、公司金融、行为金融、保险经济学、合约理论。

Current Research Interests: economics and credit risk management of banking, corporate finance theory, behavioral finance, economics of risk and insurance, contract theory.

youdao

主要研究方向及特色：目前研究兴趣：商业银行经济理论与信用风险管理、公司金融、行为金融、保险经济学、合约理论。

Current Research Interests: economics and credit risk management of banking, corporate finance theory, behavioral finance, economics of risk and insurance, contract theory.

youdao