及时办理保函的减额，既可以减少保函费用，也可以减少保函风险。

This should be arranged to cut guarantee charges and reduce guarantee risk.

youdao

因此保险公司通过再保险业务转移风险是必要的，而再保险中的关键问题是最优再保险，即具体的分保保额的研究。

So it is necessary that insurance company transfer part of insurance business to reinsurance company. optimal retention for stop-loss reinsurance is the core part.

youdao

因此保险公司通过再保险业务转移风险是必要的，而再保险中的关键问题是最优再保险，即具体的分保保额的研究。

So it is necessary that insurance company transfer part of insurance business to reinsurance company. optimal retention for stop-loss reinsurance is the core part.

youdao