储蓄存款过高和非均衡分布，制约了保险等非银行机构金融资产的需求；
The excessive deposit ratio and unbalanced distribution of deposits are impeding the demand for other types of non-banking financial assets such as insurance products.
储蓄存款过高和非均衡分布，制约了保险等非银行机构金融资产的需求；
The excessive deposit ratio and unbalanced distribution of deposits are impeding the demand for other types of non-banking financial assets such as insurance products.
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