你绝对不能略过设计，尤其当你参加像battlebots那样，零件经常损坏的竞赛，或是没有足够的资金或时间浪费在失误上的时候。
You can never over design, especially when you are in a competition like battlebots where things break often, or don't have enough money/time to waste on mistakes.
需要从帐户转帐资金的零售银行客户和监督所有交易的审计员(称作用户)可以访问应用程序。
Both retail bank customers who need to transfer funds from their account and auditors who supervise all transactions (referred to as the users) can access the application.
零售银行客户(用户)可以访问这个应用程序，将资金从自己的帐户转出来，审计员可以监督所有银行事务。
The application can be accessed by retail bank customers (users) who need to transfer funds from their accounts and by auditors who supervise all banking transactions.
确实，银行需要资金来源和期限的多样化组合，无论是批发还是零售业务。
In truth, Banks need to have a diverse set of funding sources and maturities, whether wholesale or retail.
他们担忧的是，如果贴现率比，联邦资金利率低五十个基本点，那么它将会接近零点，并且那将会很尴尬；所以他们改变了它。
They were worried that if the discount rate is fifty basis points below the Federal Funds rate then it's going to hit zero and that would be embarrassing; so they moved it.
相反，上市零售商经常面临，需靠抬高售价以达到短期的资金目标的压力。
Listed retailers, by contrast, often face pressure to raise prices in order to meet short-term financial goals.
虽然整体上称赞这个报告，但是他称，把资金投入从青少年转向婴儿反映了一个不健康的零和心态。
Though he generally praises the report, he says that shifting spending from teenagers to babies reflects an unhealthy zero-sum mentality.
尽管资金、创意和才智仍在源源注入，太阳能动力在不远的将来只能供给全球所需电力一丁点零头。
But despite the growing infusion of capital, innovation and talent, solar power will provide only a tiny fraction of the world's electricity needs for the foreseeable future.
图1所示的屏幕截图展示了启动资金转帐时显示给零售银行客户的界面。
The screen shot shown in Figure 1 demonstrates the interface displayed to a retail bank customer upon initiating the fund transfer.
然而，尽管1907年紧急救援计划所需要的资金数量，与当前的数万亿美元相比较，似乎就是一笔零花钱，但在当时看来，问题之严重、金额之巨大，都是非比寻常的。
Yet though the amount of money required for the 1907 bailouts is pocket change compared to the current trillions, at the time, the troubles and the numbers seemed enormous.
一家银行称，这个问题非常重要，因为它决定了投资银行能否获得零售性银行的存款资金。
This issue is critical, says one bank, since it will determine whether investment banks have access to retail banks' deposits.
少量热门企业主(像提供餐饮，小孩或老人照看，以及零售的企业主)已经募集到或者即将募集到所需资金。
A handful of the more popular entrepreneurs - such as in catering, child or elder care, and retail - have already been fully-funded or near to it.
油价走低时，掌握炼油和零售业务具有重要的意义，因为这两项业务能够提供稳定的资金流，用于新油井的勘探和开采。
When oil prices are low, it makes sense to have a hand in the refining and retail businesses, since both provide a steady stream of money that can fund searching for new Wells and drilling.
长而且僵化的供应链导致这家生产工业用冰箱备用零配件的公司不得不为大量货物提供资金和仓储。
Long and inflexible supply lines are causing the company, which manufactures replacement industrial refrigerator parts, to finance and store large amounts of goods.
但问题是，数字后面的零加的越多（投入的资金越多），计划中的暴漏出的漏洞就越多。
The trouble is, the more zeroes are added, the more holes are likely to be found in the plan.
但一位经济学家德席瓦尔认为这种零散的资金募集方式是不够的。
But Harsha DE Silva, an economist, argues that this piecemeal fund-raising is insufficient.
虽然巴克莱仍然偏好统一银行业务模式，此举会使该行更容易限制零售银行和存款保险的资金用途。
Although Barclays still favours a universal banking model, this move would make it easier to ring-fence the retail bank and its insured depositors.
零利率政策和经济刺激计划提振了经济数据，同时也推动资金进入风险更高的资产。
Zero rates and stimulus programs boost economic data as well as nudge money toward riskier assets.
换句话说，可贷资金的利率不可能低于零，因为持有现金的回报率都可以为零。
In other words, the interest rate on loanable funds cannot fall below zero because holding cash guarantees a rate of return of zero.
然后批发商会通过平常的分配渠道将药品卖给零售商，同时将资金补贴分配下去。
Wholesalers would then sell the drug through their usual distribution channels, passing the subsidy along too.
零售投资者对公司债券的偏好已刺激了一些缺乏资金的欧洲借款人。
The retail appetite for corporate bonds has been a fillip for other cash-strapped European borrowers.
零售银行已经在构思有组织的储蓄商品，提供消费者在保护储蓄本金之馀，开始将资金投回股票。
Retail bankers are already thinking about structured savings products that offer consumers the chance to start putting money back into shares while protecting their principal.
他表示，过去12-18个月已经证明，流动资金存在一个适当的价格，这在近期表现为货币市场基金收益率接近于零；
'The last 12 to 18 months have proved there's an appropriate price for liquidity,' he said, 'and these days that comes in the form of a near-zero percent yield' on money funds.
这往往是一种零和游戏，受益的只有客户，经营者则会资金散尽。
This tends to be a zero-sum game that benefits customers only, and leaves the operator with the least cash broke.
由于联邦资金利率已经接近于零，因此联储开始买入较长期债券，以降低长期资金利率。
Because the federal funds rate is already close to zero, the fed has been buying up bonds with a longer maturity to drive down long-term interest rates.
由于零售商力图保存资金并减少存货，所以重新铺货时只会选择最畅销的游戏。
As retailers try to conserve cash and minimise inventories, many are restocking only the fastest-selling games.
零售业数据显示上个月的微薄增长是因为资金短缺的消费者无视夏季大减价依然消减开支。
Retail sales showed meagre growth last month as cash-strapped consumers cut back spending despite summer sale discounts.
假设一旦市场成熟，大公司将能扭转虚拟资金的空洞化趋势，并将其转化为数字零头。
The assumption had been that once the market matured, big companies would be able to reverse the hollowing-out trend of analog dollars turning into digital pennies.
假设一旦市场成熟，大公司将能扭转虚拟资金的空洞化趋势，并将其转化为数字零头。
The assumption had been that once the market matured, big companies would be able to reverse the hollowing-out trend of analog dollars turning into digital pennies.
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