马先生还启动了另一项服务- - -阿里贷款。
阿里贷款目前对于信用评分并不收费，并且声称未来也无收费计划。
Ali-loan does not charge for its credit-scoring service for business borrowers, and says it has no plans to.
据阿里巴巴成，阿里贷款的借款中，坏账率只占微不足道的0.35%，这意味着这项服务可以迅速扩大。
According to Alibaba the proportion of Ali-loan's lending that goes bad is a trifling 0.35%, which suggests that the service could be expanded fast.
阿里巴巴的金融子公司为其电子商务平台上的买家和卖家提供小额贷款。
Alibaba's financial affiliate makes small loans to online shoppers and vendors on its e-commerce platforms.
据介绍，阿里信用贷款是阿里巴巴集团自有的贷款服务，自主审批、自主放款。
ALI Credit Loan is a loan service provided by ALIBABA Group, will be examined, approved and issued by the Group itself.
她说，阿里巴巴可以通过这些大数据来决定一个用户是否有资格向阿里巴巴的金融关联公司蚂蚁金融服务集团(Ant Financial Services Group)申请更多贷款。
Alibaba can use such big data to determine whether a user qualifies for more loans from Ant Financial Services Group, Alibaba's finance affiliate, she said.
她说，阿里巴巴可以通过这些大数据来决定一个用户是否有资格向阿里巴巴的金融关联公司蚂蚁金融服务集团(Ant Financial Services Group)申请更多贷款。
Alibaba can use such big data to determine whether a user qualifies for more loans from Ant Financial Services Group, Alibaba's finance affiliate, she said.
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