由于信息不对称,银行可以收取大额的费用,并通过客户支付费用抬高他们自己的收益,而客户在完全不知情的情况下被诱导而承担风险——这是一种寻租形式。
Privy to superior information, banks can charge hefty fees and drive up their own profits at the expense of clients who are induced to take on risks they don’t fully understand—a form of rent seeking.
通常人们认为女人比男人不太愿意承担风险,因此,他推测银行能通过雇佣更多的女人来平衡冒险的男人。
Women are generally thought to be less willing to take risks than men, so he speculated that the banks could balance out risky men by employing more women.
银行还从事交投活动,以满足客户卸下或承担风险的愿望。
Banks also engage in active trading to meet their clients' wishes either to lay off risk or to take it on.
银行也重新愿意承担风险。
The Banks are also rediscovering their willingness to take risks.
有这么多坏账——没人真正知道数字究竟有多大——全世界的银行开始变得不再愿意承担风险。
With so much bad debt out there - and no one really knows how much there is - Banks around the world have become extremely risk-averse.
它最主要的缺陷是依赖评级机构和银行自己所承担风险的模型—银行一些漏洞恰是因此被曝光,这也使其声名狼藉。
Its chief failing is its reliance on rating agencies and the Banks' own models of the risks that they are carrying-an idea that has been discredited by the way Banks have been caught out.
即使最优秀的银行家也会承担风险。
金融市场衰退的原因;面对国际银行跨国背景,银行规则如何承担风险。
Why financial markets fail and how bank regulation takes account of the risks facing international banks.
造成这一现象的根本原因就在于风险,在于商业银行风险承受能力与其实际所承担风险的差距。
The ultimately reason of the plight is the gap between the risk capability of the bank and the risk taken.
承担风险是商业银行经营的基本特征之一。
Taking on risks is the basic characteristic of the operation of business bank's.
目前这场危机中很多处在风口浪尖的金融工具都是由那些对其表现不承担风险的银行所创建和销售的。
Many of the instruments central to the current crisis were created and sold by Banks with no stake in their performance.
同样,如果有人黑近你电脑,偷走你的比特币钱包,也没有保险银行会赔偿你的损失,你只能自己承担风险。
Similarly, if someone steals your Bitcoin wallet by hacking into your computer, there is no heavily-insured bank to absorb the loss.
最后,提出了完善银行公司治理机制进而防范银行过度承担风险行为的政策建议。
Finally, this paper proposes policy Suggestions improving corporate governance of Banks in order to prevent Banks from excessive risk-taking behavior.
最后,提出了完善银行公司治理机制进而防范银行过度承担风险行为的政策建议。
Finally, this paper proposes policy Suggestions improving corporate governance of Banks in order to prevent Banks from excessive risk-taking behavior.
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