它忽略了金钱的时间价值——折扣率。
金钱的时间价值：今天的一块钱比明天的一块钱更有价值。
Time value of money: a dollar today is worth more than a dollar tomorrow.
一些更为先进的系统则利用了工程经济原理，把项目决策中金钱的时间价值也包括了进去。
Some of the more sophisticated systems apply the principles of engineering economy to include the time value of money in project decision making.
金钱的时间价值是一个很容易理解的原则：基本上它是讲今天的钱比未来同等金额的钱要值钱，因为今天的钱会有潜在的收益。
The time value of money is a simple principal to understand: basically it states that any amount of money is worth more today than the same amount of money in the future due to it's earning potential.
与此同时，应激激素皮质醇能够影响人们对于金钱时间价值的评估。
The stress hormone cortisol, meanwhile, affects the assessment of the time value of money.
因此，如果您想让用户将金钱或时间花在您的应用程序上，为何不模仿一下用户已经觉得有价值的东西呢？
So if you want to get a user to spend money or time on your application, why not model it after things that you already know your user does find value in?
一个错误的决定将意味着，把所有有价值的时间和金钱投入到一个特定的方向，但是结果却是颗粒无收。
The wrong yes can mean pouring valuable time and money into a certain direction that ends up draining resources with little return.
这意味着你在一些事情上投入的时间和金钱可能不会产生立杆见影的回报，但是它会在将来给你带来可观的价值。
It means investing your time and money in something that might not give you immediate return, but which could give you tremendous value later.
时间比金钱有价值多了，你能有更多的钱，却不能有更多的时间。
Time is more valuable than money. You can get more money, but you cannot get more time.
时间是最重要的东西，他的价值不能用金钱来衡量，因为它是生活中的最基础的元素。
Time is the most valuable commodity there is. Its value cannot be measured in dollars and cents because time is the fundamental unit of life.
缺少远景，远景的变更以及糟糕的方向会导致一个规划在相当短的时间段内消耗数目庞大的金钱，而没有提供实际价值或有用的成果。
Lack of vision, changes in vision, and poor direction can lead a program to consume enormous amounts of money in relatively short time periods without providing real value or useful results.
不知何故，能感受到的金钱的价值掩盖了时间的真正价值。
Somehow though, the perceived value of money eclipsed the real value of time.
进行一个没有价值的项目只能浪费时间，浪费可以投到有价值项目上的金钱。
To move on with a worthless project can only be a waste of time and money that could be invested in something of value instead.
长远看来武器和护甲的升级是有价值的，但是这需要付出昂贵的金钱和时间的代价。
Weapon and armor upgrades are valuable in the long run, but also expensive and very time-consuming.
你永远猜不到，马主为了治愈生病的马能花费多少时间、金钱和精力在手术和药物上，其开销时常远远高于这匹马本身的货币价值。
You could never guess just how much time, money and effort horse owners would spend on surgery and medicine to heal a sick horse, it was very often far more than the monetary value of the animal.
商业利益通常以净现值来表示，它综合考虑了金钱所得的时间价值和风险问题。
Business benefits are usually expressed in terms of net present value, which takes into account the time-value of money obtained, as well as risk. Mathematically, it is defined as.
真正的敏捷是一件很有价值的事。因为时间是衡量事业的标准，一如金钱是衡量货物的标准。
The real agile is a valuable thing. Because time is a measure of career, as money is a measure of the goods.
真正的敏捷是一件很有价值的事。因为时间是衡量事业的标准，如金钱是衡量货物的标准。 。——弗·培根。
Thee real agile is a valuable thing. Because time is a measure of business, such as money is a measure of the goods.
真正的敏捷是一件很有价值的事。因为时间是衡量事业的标准，如金钱是衡量货物的标准。
The real agile is a valuable thing. Because time is a measure of business, such as money is a measure of the goods.
曾听人说过：人生的价值是一条常态分布曲线，如果40岁是顶点的话，四十以前，金钱的价值高一些，四十以后，时间的价值越来越高了。
Had heard people speak: the value of life is a normal distribution curve, if the 40-year-old is a vertex, then 40 before the value of money higher, 40 after the value of time more and more high.
了解金钱在时间上的价值与等値的观念。
Be able to understand the value of money on time and the concept of equivalence.
事实上，幸福，真正的爱情，友谊，时间，健康等等都是世界上最有价值的东西，永远不会被金钱买来。
In fact, happiness, true love, friendship, time, health and so on are the most valuable things in the world and can never ever be bought with money.
美国人有更多的时间和金钱来专注于实现个人价值。
Americans have more time and money to focus on realizing personal value.
我们的目标是改善外观和价值的车辆，同时节省了时间和金钱。
Our goal is to improve the appearance and value of your vehicle while saving you time and money.
和家人在一起的宝贵时间比金钱更有价值，把家庭放在第一位。
Precious minute of your family time are worth more than money. Make your family the first priority.
时间比金钱更有价值，你可以获得更多的金钱，但你不能得到更多的时间。——吉姆•朗。
Time is more valuable than money. You can get more money, but you cannot get more time. — Jim Rohn.
“我感到一切我曾经用来认同？自己身份的东西都被剥夺了，”六个月后她这样说道，“一切我认为我知道或相信的事物—时间、金钱、自我形象、对事物的看法—都毫无价值了。”
"I felt stripped of everything I'd ever identified myself with," she said six months later. "everything I thought I'd known or believed in was useless-time, money, self-image, perception."
“我感到一切我曾经用来认同自己身份的东西都被剥夺了，”六个月后她这样说到，“一切我认为我知道或相信的事物——时间、金钱、自我形象、对事物的看法——都毫无价值了。”
"I felt stripped of everything id ever identified myself with," she said six months later. "everything I thought id known or believed in was useless-time, money, self-image, perceptions."
“我感到一切我曾经用来认同自己身份的东西都被剥夺了，”六个月后她这样说到，“一切我认为我知道或相信的事物——时间、金钱、自我形象、对事物的看法——都毫无价值了。”
"I felt stripped of everything id ever identified myself with," she said six months later. "everything I thought id known or believed in was useless-time, money, self-image, perceptions."
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