被保险人在本次投保前发生重大疾病或慢性病的，保险人不承担给付保险金的责任。
If the Insured suffered from critical illness or chronic disease before buying this insurance, the Insurer shall be released from its liability to make payments.
被保险人在本次投保前发生重大疾病或慢性病的，保险人不承担给付保险金的责任。
If the Insured suffered from critical illness or chronic disease before buying this insurance, the Insurer shall be released from its liability to make payments.
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