人口老化、退休金养老金系统不完善，以及五亿劳动者没有保障，这将严重影响经济的增长。
An aging population, an underfunded pension system, and half-a-billion workers who aren't covered could be a drag on economic growth.
企业退休人员的基本退休金提高10%(每月120元人民币)。这是自2005年以来连续第五次增加企业养老金。
Raise the level of the basic pension by 10% (120 yuan per month) for enterprise retirees. This is the fifth consecutive increase in corporate pensions since 2005.
而处于二者之间的人，传统上获得一份不错的养老金的最大希望则是找到一份实行最终薪金退休金计划的工作，然后毕生从事这份工作。
For the people in the middle, the best hope of a decent pension has traditionally been to find a job that offered a final-salary pension and then stick around for the rest of their careers.
日本不幸背上了一个资金短缺的退休金系统，从而不能厘清到底如何支付这个世界上老龄化速度最快的国家所需的养老金。
Japan has a woefully underfundedretirement system, and it's by no means clear how the population of theworld's most rapidly aging country is going to pay for retirement.
缴款的金额在很大程度上决定了最终的养老金数目，因此在目前水平下，养老金固定缴款计划将和以前的最终薪金退休金计划大不相同。
The amount put into a plan largely determines the resulting pension, so the current level of DC contributions will not deliver anything like the old final-salary pensions.
1935年，美国首次引进了国家退休金制度，使国民晚年不至于陷入贫困，当时官方规定领取养老金年龄是65岁，而那时平均预期寿命只有62岁。
In 1935, when America first introduced state pensions to fight poverty in old age, its official pension age was 65 and average life expectancy was 62.
更令人担忧的事情是，如果您的公司已倒闭，并最终不得不从养老金保障基金（Pension Protection Fund）取出退休金的话，您能得到的只是所存全部金额的90％。
More worrying, she says, is that if your company fails and you end up having to claim your pension through the Pension Protection Fund, you will only get 90% of what you had saved.
他有4份英镑退休金：一份是国有的，一份是企业的，两份适当的私人养老金，据说他的收入在过去的几个月里已经大幅缩减了。
He has four sterling-based pensions - a state one, a company one and two modest private plans - and says the income he receives has fallen sharply in the last few months.
其他人指出资金不足的退休金系统过于照顾日本年纪较大的人群，导致许多年轻员工不愿意缴纳养老金；
Others point to an underfinanced pension system so skewed in favor of older Japanese that many younger workers simply refuse to pay;
提供您一个保证的金额来给您或您的配偶的退休金或养老金。
Provide guaranteed cash for yourself and your spouse if needed at retirement.
养老金可携性是在交换工作时保持应计退休金的精算价值的能力。
Pension portability is the capacity to preserve the actuarial value of accrued pension rights when switching jobs.
个人劳动的所得包括：赚的钱、薪水、工资、佣金、收费、奖金、养老金、津贴、退休金等。
Income from personal exertion includes consisting of earnings, salaries, wages, commissions, fees, bonuses, pensions, superannuation, allowances, retiring gratuities, and so on.
我的很多朋友在他们20多岁、30多岁时不得不自己建立退休金账户，因为他们的雇主不再提供养老金。
Many of my friends in their 20s and 30s have to self-start their retirement accounts because their employer no longer offers pension options.
人们对此提出了一些解决方案，其中包括：提高社会保障税，推迟领取养老金的起始年龄(比如68或70岁，不再是65岁)，减少退休金数额。
A number of remedies have been proposed, among them higher social security taxes, a later age of eligibility (68 or 70 instead of 65) and reduction of benefits.
人们对此提出了一些解决方案，其中包括：提高社会保障税，推迟领取养老金的起始年龄(比如68或70岁，不再是65岁)，减少退休金数额。
A number of remedies have been proposed, among them higher social security taxes, a later age of eligibility (68 or 70 instead of 65) and reduction of benefits.
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