许多人没有做好退休准备，因为他们几乎没有积蓄。
Many people are ill-prepared for retirement because they have almost nothing in savings.
因此，唯有自身做好退休准备，重视个人理财规划才为上策。
Hence, preparing the individual retirement financial planning is the only way to do and the best policy to make.
在大多数人退休的年纪，他准备要面对一项新事业。
At the age when most people retire, he is ready to face a new career.
库尔茨先生问她是否想过要为退休做好准备。
Mr. Kurtz asked if it had ever occurred to her to make provision for her retirement.
根据哈里斯民意调查公司对德美利证券公司进行的一项调查，40岁以上的美国人中，有三分之一已经或计划在退休后继续工作，为更长远的人生做准备。
One in three Americans who are at least 40 have or plan to have a job in retirement to prepare for a longer life, according to a survey conducted by Harris Poll for TD Ameritrade.
它有超过1200亿的无资金准备的负债，主要用于员工医疗和退休费用。
It has more than 120 billion in unfunded liabilities, mostly for employee health and retirement costs.
与此同时，它有超过1200亿的无资金准备的负债，主要用于员工医疗和退休费用。
Meanwhile, it has more than 120 billion in unfunded liabilities, mostly for employee health and retirement costs.
就当克莱拉准备退休的时候，她的女儿洛林看到一个酗酒的妈妈，手里还抱着一个孩子，她就告诉这个醉酒妈妈去找克莱拉帮忙。
Just about when Clara was ready to retire from fostering children in her home, her daughter Lorraine saw a drunk mother with a child and told the drunk mother to go to Clara for help.
就像你当年带着父母的期望去幼儿园为自己在一个似乎还遥不可及的世界获得成功做准备那样，你也要提前为你的退休做准备。
Just as you headed off to kindergarten with your parents' hope to prepare you for success in a world that seemed eons away, you need to prepare for your retirement well in advance.
你的配偶是否准备退休，或者已经退休？
Is your spouse ready to retire, or is he or she already retired?
然而，欧盟在养老金管理方面权力相当有限，文件强调说，布鲁塞尔不准备在欧元区强制规定统一的退休年限。
However, the EU has very little power in the realm of pensions, and the document stresses that Brussels is not proposing a common retirement age across the bloc.
桑尼尔对此表示赞同，并称那些上了年纪的IT主管“不可能拥护这一想法，除非他们准备退休，”而他自己的前任任职数十年后，在离职之时的做法正与此如出一辙。
Mr Sannier agrees. The old IT bosses “can't possibly embrace this idea unless they're getting ready to retire,” as his own predecessor did after decades in the job.
桑尼尔对此表示赞同，并称那些上了年纪的IT主管“不可能拥护这一想法，除非他们准备退休，”而他自己的前任任职数十年后，在离职之时的做法正与此如出一辙。
Mr Sannier agrees. The old IT bosses "can't possibly embrace this idea unless they're getting ready to retire," as his own predecessor did after decades in the job.
穆加贝已经宣称，如果竞选明年举行，他将准备继续参选，虽然之前的建议是他该退休。
Mr Mugabe has now said that, if elections were to take place next year, he would be ready to run again, despite earlier Suggestions that he would retire.
到了45岁的时候，农民准备退休了。
我们甚至要增加点国债，来确保我们为退休作好了足够的准备。
We may even have to increase that debt a bit to ensure that we are adequately prepared for our own retirements.
尽管j.r.d塔塔的身上遍布光环，但他1991年退休时，塔塔集团旗下的众多公司准备不足，却要面对即将横扫印度的巨变。
Despite all the glory that surrounded J.R.D., when he retired in 1991, Tata was a group of companies ill-equipped to deal with the changes about to sweep through India.
养老金为退休后做的准备金。
现在我的朋友准备买一套更便宜的房子，她希望她已经退休的父亲能帮助她承担一部分费用。 其实她现在的所作所为基本已经预示了她的未来。
She is now looking for a cheaper house to buy and has asked her father, who is retired, for help with the down payment.
结果：Prudential保险公司的报告显示，只有18%的女性表明他们已经为长期议题比如退休计划做好“充分准备”。
The result: Only 18% of women say they're "very prepared" to make decisions about longer-term issues like retirement planning, Prudential reports.
那时，为自我中心而辩解的声音如此苍白无力：“我太忙了，”或是“我有自己的人生目标，”又或者“我正忙着工作，玩乐，或者准备退休。”
At that point, all our excuses for self-centeredness will sound hollow: "I was too busy," or "I had my own goals," or "I was preoccupied with working, having fun, or preparing for retirement."
最后，这本书不只是写给那些富人，也不只是写给那些每年尽可能为退休做准备，同时为孩子的大学学费存钱的中产阶级。
just for the already-wealthy, or even just for the middle-class earners who max out their retirement contributions every year and have thousands stashed in their children’s college accounts.
有个好的规划和充分的准备，学术界的人可以拥有稳定也许不是很多的收入，还有一个舒适的退休。
So with the right planning and enough forethought, academics can enjoy financial stability and a comfortable, if not prosperous, retirement. By Emma hitt.
她57岁，教了35年书，准备最近在明尼阿波里斯州北部新布赖顿·海维尔中学(Highview Middle School)退休。
At 57, she was about to retire after 35 years of teaching, most recently at Highview Middle School in New Brighton, just north of Minneapolis.
如果你现在已经想好你的退休计划，并且准备去开始你的计划，这篇文章对你来说太基础了。
Now, if you are someone with your retirement plans all set and ready to go, this article will be way too basic for you.
如果这些人还没有准备好退休，就怨不得别人，只能怪自己。
If these people aren't ready for retirement they have nobody to blame but themselves.
周围已退休的法院法官们今天中午为陪审团准备了一系列问题，这些问题将在早上向他们提问。
The court's judges retired at around midday to formulate a series of questions for the jury, which will be put to them this morning.
周围已退休的法院法官们今天中午为陪审团准备了一系列问题，这些问题将在早上向他们提问。
The court's judges retired at around midday to formulate a series of questions for the jury, which will be put to them this morning.
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