有还款能力、又有人担保才能借到高利贷款。
Have reimbursement capacity, somebody assures ability lends usurious money.
这仍然是今后的还款能力的消费者可以采取的办法。
This is still ahead of the repayment ability of the consumer can take the approach.
企业发债强调的是企业资信和还款能力，应与银行授信严格区分。
Corporate bonds should be based on the credits and repayment abilities of enterprises, and be rigidly distinguished from the credits granted by Banks.
一种类型的风险是违约风险，即惜款者仅仅由于不诚实或完全没有还款能力而无法偿还贷款所带来的风险。
One type of risk is default risk, that is, the risk that the borrower will simply not repay the loan, due to either dishonesty or plain inability to do so.
他们还可以显示减少还款能力来衡量的信用分数，债务对收入比率，或其他标准，可能包括借款人的信用记录不全。
They may also display reduced repayment capacity as measured by credit scores, debt-to-income ratios, or other criteria that may encompass borrowers with incomplete credit histories.
因为银行没有任何关于你的商业贷款还款能力的历史依据可参考，也没有关于你个人是否有还款能力或还款意愿的私人记录可参考。
The bank has no business history to look at in order to evaluate your ability to repay the loan. It has no personal history about you to determine your ability or willingness to repay.
但如果利率上升至8%，按揭还款利息的比例就会上升到24%，再加上分期付款、杂税、其它债务和必要支出，这样的负担可能就会超出一个家庭的还款能力。
But if the rate rises to 8%, mortgage interest payments rise to 24%, which, together with amortization, taxes, other debts, and necessary expenditures, may claim too much of the family budget.
他称，抵押借款者有足够的伸缩空间来延长还款期限。 西班牙的银行相当健全，有能力应付违规操作情况增多的局面。
Mortgage-holders have plenty of wiggle-room, he says, to extend payment periods.
对于可调整利率贷款，市场利率提高可能导致借款人因月还款额增加、超出负担能力而被迫违约。
In terms of adjustable-rate loan, the rise of the market interest rate may force the debtor to default because the increment of monthly repayment exceeds the debtor's financial ability.
摩根大通说，虽然首付比例越高意味着每月按揭还款额越少，但只要分母仍为家庭收入中值，住房负担能力的改善就具有一定的欺骗性。
'While lower LTVs means lower mortgage payments, the improvement in affordability is deceptive, says JPM, as long as' the denominator remains median income of households.
我们还有其它支出，没有能力每个月再为新车还款了。
With all the other expenses we have, we won't be able to make the monthly payments.
我们还有其它支出，没有能力每个月再为新车还款了。
With all the other expenses we have, we won't be able to make the monthly payments.
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