如果你仅仅只还房贷，这是一种非常糟的储蓄方式。
Paying off the house is a terrible savings strategy if it's all that you're doing.
Denise Stiles说她的邻居们已经不再还房贷了。
Her neighbours, she says, have stopped making their mortgage payments.
我不能失去这份工作，我要还房贷，还要养活孩子。
I can't afford to be unemployed. I have a house payment. I have children.
这造成了一点不便：这时你很可能有了孩子，还得还房贷。
Inconveniently, this is also when you're likely to have young children and a mortgage.
我们将还房贷视作是一种训练自己生活在自己的财产线以下的方法。
We see paying down the house as a way of disciplining ourselves to live below our means.
你有四张最大额度的信用卡，一张是还车贷的，一张是还日常消费的，还有一张是还房贷的。
You have 4 credit CARDS maxed out, a car loan, a consumer loan, and a house payment.
不需还房贷，不存在汽车油费账单，谈不上真正的工作，有长睡不醒的能力(我最喜欢这点)。
No 10 mortgage payments, no car bills, no real job, the ability to sleep forever a favorite of mine.
如果你抵押贷款买房，却没有还房贷，贷款合同规定，你将被取消赎回权，失去房子，所以你必须偿还贷款，否则你的原始贷款人就会收回房子。
If you buy a house and you don't pay the mortgage, the contract says you lose the house — you're out — you've got to pay or it goes back to the mortgage originator.
许多人不知道他们房贷的条款或者是他们所要还的利率是多少。
Many people don't know the terms of their mortgage or the interest rate they're paying.
欠债可能是不可避免的——像助学贷款啦，住房贷款啦之类的，通常被认为是良性的债务，特别是它们的利率还比较低。
Getting into some debt may be unavoidable - student loans, for example, or housing loans are usually seen as good debt, especially at low interest rates.
根据职工福利研究中心的数据显示，在2007年，55岁以上的业主中有40%还背负着房贷，1992年时，这个比例还只有24%。
According to the Employee Benefit Research Institute, 40 percent of household heads age 55 and older had housing debt in 2007, up from 24 percent in 1992.
去年9月，大卫·凯勒曼被提拔到按揭贷款巨头房贷美的高级财务职位时，公司所面临的压力已经十分巨大，随后情况还进一步恶化了。
The pressures were already immense when David B. Kellermann was promoted to the top financial position at the mortgage giant Freddie Mac last September. Then they got even worse.
除了创下67年来最大房贷收缩记录，美国银行在过去的一年还立下了很多悲剧的里程碑。
Besides registering their biggest full-year decline in total loans outstanding in 67 years, U. S. banks set a number of grim milestones.
是的，房贷可以我来还，车子可以我来供，但最起码，你得有能力养得活你自己，否则，你和一条米虫又有什么区别？
Yes, mortgage can I come to return, car can I to provide, but most at least, you have to have the ability keep live you oneself, otherwise, you have with a rice worm again does what distinct?
是的，房贷可以我来还，车子可以我来供，但最起码，你得有能力养得活你自己，否则，你和一条米虫又有什么区别？
Yes, mortgage can I come to return, car can I to provide, but most at least, you have to have the ability keep live you oneself, otherwise, you have with a rice worm again does what distinct?
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