考虑到目前账面上学生贷款的数额超过1.3万亿美元，很显然许多学生是不够理智的。
Given that there's now over $1.3 trillion in student loans on the books, it's pretty clear that many students are far from sensible.
鉴于目前账面上有超过1.3万亿美元的学生贷款，很明显，许多大学生根本不明智。
Given that there is at present more than $1.3 trillion in student loans on the books, it's pretty clear that many college students are far from sensible.
在最近毕业的所有毕业生中，超过一半的人没有工作，或者从事不需要学位的工作。并且自1999年以来，有学生贷款债务的家庭数额增加了五倍多。
More than half of all recent graduates are unemployed or in jobs that do not require a degree, and the amount of student-loan debt carried by households has increased more than five times since 1999.
房地产市场崩盘之后，几百万房主(其中四分之一有住房抵押贷款)的负债超过了他们的房产价值。
After the housing crash, millions of homeowners-a full quarter of those with mortgages-had loans larger than the value of their homes.
而摩根·士丹利据监管机构估计其商业不动产贷款的损失比例会超过40。
At Morgan Stanley, regulators estimated, loss rates from commercial real estate loans could potentially exceed 40 percent.
贷款利率的增加甚至超过信用扩张前的水平。
The increase in the loan rate of interest even exceeding pre-credit-expansion levels.
根据自助小组的纪录，它们现在已经还清了超过90%的贷款。
Already, the records of the self help groups show over 90 percent of the loans have been repaid.
约有三分之一的二手房交易属于丧失赎回权或贷款额超过售价的情况。
Roughly a third of home resales are foreclosures or short sales, where the mortgage exceeds the sales price.
两房同时妨碍了对23%的负资产购房者实施的援助，这些购房者需要偿还的贷款额超过了所购住宅的价值。
The GSEs also hamper help for the 23% of homeowners in negative equity, with loans worth more than their homes.
那里你可以借到不超过500美元的小额贷款，用来支付延期兑付支票。
There you can borrow money in small amounts, generally not much more than $500, against your post-dated pay-cheque.
他们会说，我们不会这样做，我们规定贷款价值比不能超过60%。
They would say, no way are we going to do that; our rule says we can't lend on a LTV of higher than 60%.
截止1976年6月，世界银行已向115个国家发放了超过4290亿美元的贷款。
By June 1976,the Bank had made over $42.9 billion in loans to 115 countries.
葡萄牙可加入到希腊和爱尔兰接受援助的行列，寻求超过1000亿美元的贷款。
Portugal may seek more than one hundred billion dollars in loans, joining Greece and Ireland in receiving aid.
到现在为止已经批准了超过9万亿元或1.3万亿美元的贷款，超过了2007年和2008年的总和。
Till now more than nine trillion yuan or 1.3 trillion-U.S.-dollar loans have been granted, surpassing the combination of those in year 2007 and 2008.
巴西的企业发现很难从私有银行获得超过1年的贷款，并且利率也很高。
In Brazil businesses find it hard to get loans from private Banks for longer than a year, and interest rates remain high.
Wonga索赔创造每月超过100,000笔贷款。
抵押贷款的贷方，借给你的钱不会超过财产本身价值，因此贷款价值比率就会大于1。
A mortgage lender doesn't want to lend more than the property is worth because that would mean a loan-to-value ratio over one.
Wonga声称其每个月贷款额超过100 000。
这些贷款的利率通常也超过了25%。
美联储说它不愿意再进一步，因为提供超过28天以上的资金贷款的话，可能会取代私有市场。
The Fed says it was unwilling to go that far, because funding for longer than 28 days may displace private markets.
有迹象表明更多的国家不久就会回头找IMF贷款，数额将超过目前已被批准的贷款。
Signs suggest that more countries may soon have to turn to the IMF for money, over and above loans that have already been approved.
将至退休年龄的借款人，贷款期限不得超过退休年限(一般为女性55岁、男性60岁)。
For a borrower close to the age of retirement, the length of maturity may not exceed the age of retirement (usually 55 for a woman and 60 for a man).
贷款期限很少超过两年。
五分之一的按揭贷款超过其所用来购买的房屋的价值。
One in five mortgages exceeds the value of the home it was used to purchase.
国有银行的贷款利率不超过14%，私有银行不超过17%。
Lending rates are capped at 14% for state Banks and 17% for private Banks.
这种现象背后，是陷入严重“负资产”的家庭数量越来越多，也就是所欠贷款超过了房产的当前价值。
Driving this phenomenon is the rising number of households that are deeply 'under water,' owing much more than the current value of their homes.
这反过来会导致更多产业主陷入负资产抵押，背负大大超过其房屋价值的按揭贷款。
That, in turn, leaves more homeowners deeper in negative equity, saddled with mortgages that vastly exceed the value of their homes.
这反过来会导致更多产业主陷入负资产抵押，背负大大超过其房屋价值的按揭贷款。
That, in turn, leaves more homeowners deeper in negative equity, saddled with mortgages that vastly exceed the value of their homes.
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