如果你抵押贷款买房,却没有还房贷,贷款合同规定,你将被取消赎回权,失去房子,所以你必须偿还贷款,否则你的原始贷款人就会收回房子。
If you buy a house and you don't pay the mortgage, the contract says you lose the house — you're out — you've got to pay or it goes back to the mortgage originator.
光顾当铺的人将物件作为抵押典当,当铺给出现金,直到典当人偿还本金和利息(偿还后可赎回抵押)。
Pawnbrokers give customers money in return for an object which is held as security until the customer pays off the loan plus any interest charges.
如果更多的无偿还能力的抵押贷款进行重组而不是取消赎回权,那么放款者和整个经济的状况会好些。
Both lenders and the overall economy would be better off if more delinquent mortgages were restructured rather than foreclosed.
在美国很少有人知道,正是这些产品为现在已经丧失赎回权的数百万不具备完全偿还能力的购房者提供了廉价贷款。
Little did Americans know that those purchases helped provide inexpensive loans for millions of less-than-creditworthy homebuyers now in foreclosure.
最后,同出借方更喜欢IOS的理由相一致,这些按揭更有可能被提前偿还或者取消赎回权。
Finally, consistent with the reason why lenders prefer IOs, these mortgages are more likely to be repaid earlier or foreclose.
如果借款人拖欠的及时偿还抵押贷款的贷款服务商(银行或其他金融公司),贷款人可接管财产,在这个过程被称为赎回。
If a borrower is delinquent in making timely mortgage payments to the loan servicer (a bank or other financial firm), the lender may take possession of the property, in a process called foreclosure.
该债券是可赎回债券,以反映…('可随时偿还'这个说法不严谨)。
The bonds are callable, to reflect the prepayment risk of the underlying mortgages.
原来只要房价在涨,次贷产生的问题就不大,因为还款有困难的房贷户还可以卖掉房子获取利润,然后偿还贷款。但是,一旦房价下跌,有经济困难的房主被套牢,次级贷款市场上,丧失抵押品赎回权的数量骤增。
As long as home prices were rising, this caused few problems because borrowers who had difficulty repaying their loans could sell their houses at a profit and pay off the loan.
假如再投资率高于赎回收益率,假定持有至偿还期,则有息债券的实践报答远远高于赎回收益率。
If the reinvestment rate is higher than the redemption yield then the actual return on the bond, assuming it is held to maturity, will be higher than the redemption yield.
假如再投资率高于赎回收益率,假定持有至偿还期,则有息债券的实践报答远远高于赎回收益率。
If the reinvestment rate is higher than the redemption yield then the actual return on the bond, assuming it is held to maturity, will be higher than the redemption yield.
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