银行根据资产抵押借钱出去，特别是以住房的形式。
Banks lend money against the collateral of assets, most notably in the form of housing.
这些贷款通过个人担保或企业资产抵押。
These loans are collateralized through personal guarantees or business assets.
少数依赖其资产抵押接待的商人惊见其财产所剩无几。
A few businessmen who borrowed money against the security of their assets have seen their fortunes almost disappear.
资产抵押债券和债券抵押证券是抵押贷款的衍生物。
MBS and CDO are called "derivatives" because they are derived from mortgage.
最新数据显示，超过28%的有抵押的房子都是负资产抵押。
The latest figures show that more than 28% of homes with a mortgage are in negative equity.
资产抵押和股权剥离的技术同样可以洗钱和个人逃避债权人。
Asset collateralization and equity stripping are techniques equally available to launderers and persons evading creditors.
除了那些令人眼晕的资产抵押产品外，银行还有很多要担心的事。
Banks have to worry about more than just the fancy asset-backed stuff.
对森林资源资产抵押贷款的理论特征和实践意义进行规范研究。
The theoretic characteristic & practical significance for financing based on pledge of forest resources assets were discussed.
证券市场，包括去年年底已基本停止运转的资产抵押证券市场已经开始恢复。
The securities markets, including the asset backed securities markets that essentially stopped functioning late last year, have started to come back.
而且在投资者和更广泛范围内，会对资产抵押市场制造实际的打击。
It will also cause real distress in mortgage markets, among investors and in the broader economy.
贷款方不会选择那些没有多少资产而且已经将资产抵押出去的企业。
Lenders might well avoid companies with few assets not already mortgaged to others.
在美联储里有一些观点认为资产抵押可能会限制快速提高利率的需要。
Some concern has emerged inside the Fed that that pledge could limit its ability to quickly raise rates when necessary.
为避免信用风险，包换产销合同在内的所有资产抵押是个基本的要求。
To avoiding the credit risk, securing all of the project assets is basic requirement, including the revenue-producing contracts.
但是许多债务产品，特别是资产抵押型产品(的市场)仍然趋于瘫痪状态。
But many debt products, particularly asset-backed instruments, remain paralysed.
人们很难分清楚贷款里那些是资产抵押的，更不用说分清那些是房贷抵押的了。
It is hard to know what share of this debt was asset-backed, let alone mortgage-backed.
这两类载体均部分(但不是绝对)通过那类由资产抵押商业债券来借入短期贷款。
Both borrowed partially (but not exclusively) in a form of short-term debt known as asset-backed commercial paper.
这反过来会导致更多产业主陷入负资产抵押，背负大大超过其房屋价值的按揭贷款。
That, in turn, leaves more homeowners deeper in negative equity, saddled with mortgages that vastly exceed the value of their homes.
目前国外比较成熟而且规范的证券是资产担保证券(abs)和资产抵押证券(MBS)。
Currently there two kinds of mature and normative securities in foreign countries: ABS and MBS.
还需要银行存款证明，美国国税局的缴税回执，固定资产抵押或出租协议以及孩子的出生证明。
Documents such as bank statements, certified IRS tax returns, lease or mortgage agreements, and birth certificates for your children.
信用债券是指公司发行的债权股证、公债和其它有价证券，不管它们是否构成公司资产抵押。
Debentures includes debenture stock, bonds and any other securities of a company whether or not constituting a charge on the assets of the company.
然而，因为大型抵押贷款可采取负资产抵押，新一轮取消抵押赎回权便成为风险笼罩着市场。
But the risks of a major new round of foreclosures is hanging over the market because of negative equity on a large block of mortgages.
当借款者们不愿为这个支撑资产抵押贷款的蓄水池继续偿还贷款，两家公司就必须对贷款实行回购。
When borrowers fail to keep up payments on mortgages in the pool that supports asset-backed loans, Fannie and Freddie must buy back the loan.
负抵押条款契约中的负面条款，声明若资产抵押会减少贷款方抵押价值，则借贷方不可进行这项抵押。
Negative Pledge Clause A negative covenant in an indenture, it states that the corporation will not pledge any of its assets if doing so would give the lenders less security.
对发行者来说，有资产抵押证券的成本要比筹集无担保债务低的多，同时它的发行不依赖于证券市场的复苏。
For issuers, the costs of funding are lower than raising unsecured debt, and issuance does not depend on the revival of the securitisation markets.
房价从2007年秋季的最高点下滑了近20%，使得越来越多的家庭陷入负资产抵押状态。一些人认为房价还会再次下滑。
Property prices have fallen by around 20% since their peak in autumn 2007, pushing an increasing number of households into negative equity; some reckon prices ha30e the same again to fall.
但是本周联储会JeffreyLacker讲，联储会“考虑轨迹”仍然是更让人摸不到头脑的以“资产抵押”的商业债券市场。
But the "locus of concern", as the Fed's Jeffrey Lacker put it this week, remains the more obscure market for "asset-backed" commercial paper.
然而，现在是非常时期，他希望各机构在与贝尔斯登交易时不要提出不合理的资产抵押要求，或要求额外现金和证券为贷款提供担保，并要以诚信原则与贝尔斯登进行交易。
But these were not normal times. He expected firms not to make unreasonable collateral demands, or calls for extra cash or securities to back up loans, and to trade in good faith with Bear.
OWS的创始人是戴维•谢尔，前雷曼兄弟（Lehman Brothers）董事总经理兼证券化业务国际主管。他于2008年离开雷曼兄弟，创立OWS，专门交易资产抵押证券。
OWS was founded by David Sherr, a former Lehman managing director and global head of the firm's securitization business, who left in March 2008 to start OWS to trade asset-backed securities.
OWS的创始人是戴维•谢尔，前雷曼兄弟（Lehman Brothers）董事总经理兼证券化业务国际主管。他于2008年离开雷曼兄弟，创立OWS，专门交易资产抵押证券。
OWS was founded by David Sherr, a former Lehman managing director and global head of the firm's securitization business, who left in March 2008 to start OWS to trade asset-backed securities.
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