第一章是住房抵押贷款证券化概述。
The first chapter focuses on the general recapitulation of house mortgage loan securitization.
讨论抵押贷款证券化及其信息不对称。
This paper discusses the mortgage-backed securities (MBS) and the information asymmetries in the MBS market.
房地产抵押贷款证券化。
美国是实行住房抵押贷款证券化最成功的国家。
America is the most successful country to carry out securitization of house mortgage loan.
住房抵押贷款证券化始于20世纪70年代的美国。
The securities of house mortgage loan originated from the USA in the70's of the20th century.
最后对如何推进我国住宅抵押贷款证券化进行了研究。
Finally, by our study, we give some advices on how to push forward housing mortgage loan security in our country.
我国目前住房金融的现状迫切要求住房抵押贷款证券化。
Under the present circumstances of housing finance, it is necessary for our country to implement mortgage-backed securitization.
化解这一风险的有效途径就是实行住房抵押贷款证券化。
An effective method to solve the risk is Mortgage-Backed Securities.
第四部分是购房抵押贷款证券化在我国实施的必要性与可行性。
The fourth section is the necessity and feasibility of the implement of MBS in our country.
把企业贷款证券化使得责任分摊到投资者手里的办法也不那么有效。
Nor does it help that many corporate loans have been securitised and divvied up among lots of investors, making it harder for firms to negotiate modifications.
因此，有必要审慎、渐进地推行住房抵押贷款证券化，切忌操之过急。
Prudence in terms of residential mortgage-backed securitization, therefore, should be necessary.
除了这些因素，使按揭贷款更容易，有一个次优抵押贷款证券化的显着增加。
In addition to such factors that enabled mortgage lending to be easier, there was a marked increase in securitization of subprime loans.
贷款证券化将风险并且分散到金融系统不同的环节，由此降低了银行破产的风险。
Loan securitisation disperses risk through the financial system and reduces the chances of a banking collapse.
在2006年时，LewisRanieri也警告过房屋贷款证券化惊人增长所带来的风险。
Ranieri did warn in 2006 of the risks from the breakneck growth of mortgage securitisation.
美联储还在努力重振消费者和企业贷款证券化，即定期资产支持证券贷款工具这一计划。
The Fed is still ramping up its initiative to revive securitization of consumer and business loans, the Term Asset-Backed Securities loan Facility.
随着我国住房抵押贷款规模的不断扩大，我国实行住房抵押贷款证券化将是必然的选择。
The execution of MBS in China will be the necessary selection as continuously enlargement of the housing mortgage loans in China.
作为一种金融工具，住房抵押贷款证券化产品是住房抵押贷款证券化过程中重要的载体。
As a tool of finance, the mortgage backed securitization products are the very important carriers for the process of the mortgages securitization.
住房抵押贷款证券化在其运行过程中，面临着风险控制、法律规制和税收等诸多方面的问题。
In the course of its operation, the securitization of housing mortgage loan has been confronted with such issues as risk control, law regulation and taxation.
一种新的金融工具—贷款证券化，使资金拥有者可以通过这一渠道将资金转移到贷款者手中。
A new financial instrument-the loan securitization, can transfer funds into the hands of the loan through this channel.
本文分析了我国目前住房抵押贷款的现状，推行住房抵押贷款证券化的必要性和应具备的条件。
This paper discusses the current situation of our country 's housing mortgage and points out the necessity and necessary conditions of making housing mortgage in stock form.
个人业务不是很突出的上海浦东发展银行将成为住房贷款证券化的第一个试点，有点超出了业界预期。
Personal business is not very prominent Shanghai Pudong Development Bank to become the securitization of housing loans of the first pilot, somewhat beyond the industry expected.
认为住房按揭贷款证券化是一个较有效的方法，能够较好地降低商业银行经营风险和提高资产流动性。
We take the securities of the housing mortgage loan as an effective method, which can effectively decrease the commercial bank's operation risk and raise the asset's fluidity.
提前偿付风险极大地影响着住房贷款证券化的定价和运作，因此国外对该方面的研究投入了大量的精力。
Prepayment greatly affects the mortgage securitization. There are many researches in this field abroad. Currently our banks are also bothered by the increasing prepayment behavior.
积极推动房地产抵押贷款证券化可以有效地解决银行贷款风险分散、为投资者开拓新的投融资渠道等问题。
Actively propelling the securitization of the real estate mortgage can effectively decentralize the bank's loan risk and can provide new investing channel for the investors.
从住房抵押贷款证券化的概念和基本运作流程入手，说明信用对基础资产池的供给和MBS的运作的重要性。
This essay illustrates the importance of credit to the supply of asset pool and the operation of MBS from the accept and the basic operation process of MBS.
住房抵押贷款证券化产品主要有三种形式：过手抵押贷款证券、担保抵押贷款证券、本息剥离抵押贷款证券。
There are three principal mortgage backed Securitization: mortgage pass through security, collateralized mortgage obligations, stripped mortgage-backed securities.
扩大抵押贷款一级市场资金来源与提高住房市场有效需求被认为是在我国实行住房抵押贷款证券化的重要依据。
To enlarge the source of capital in fundamental market and to stir the need of housing are regarded as the reasons for adopting MBS.
扩大抵押贷款一级市场资金来源与提高住房市场有效需求被认为是在我国实行住房抵押贷款证券化的重要依据。
To enlarge the source of capital in fundamental market and to stir the need of housing are regarded as the reasons for adopting MBS.
应用推荐