我国城市商业银行在贷款过度集中、组织架构效率下降、激励约束机制欠缺、收入结构单一的背景条件下进行经营转型，选择适当有效的策略显得尤其重要。

Owing to simplex structure of loans, inefficacy organization and lack of mechanism, it is important for city commercial Banks to choose suitable and effective strategies during the transition process.

youdao

我国城市商业银行在贷款过度集中、组织架构效率下降、激励约束机制欠缺、收入结构单一的背景条件下进行经营转型，选择适当有效的策略显得尤其重要。

Owing to simplex structure of loans, inefficacy organization and lack of mechanism, it is important for city commercial Banks to choose suitable and effective strategies during the transition process.

youdao