到2008年末，不良贷款比率降到了2.5%。
Nonperforming loans were brought down to 2.5% by the end of 2008.
我国商业银行信贷资产质量低下，不良贷款比率高，已经成为我国金融风险的最大隐患。
The lower quality and highly bad loan of credit assets in the commercial bank of our country has became the most hidden trouble of financial risk.
因此本文将被剥离的不良资产重新计入不良资产余额，并重新计算不良贷款比率，以使模型的回归结果更加贴近现实。
This paper recalculate the non-performing assets included the stripped assets and compute the modified default rates, hopping the regression results of the model would be more realistic.
工作组建议要么拓宽存款的定义，将其它类型的存款包括在内，而不仅仅包含目前的消费及公司存款，要么取消存贷款比率。
The Working Group suggests to either broaden the definition of deposits to include other types than the current consumer and corporate deposits or to abolish the loan deposit ratio.
我国分别在2005年和2008年进行了两次大规模的不良资产剥离，使商业银行的不良贷款比率大幅下降，但这样的数据有人为操纵之嫌。
China has conducted two large scale non-performing assets stripping in 2005 and 2008 respectively, make the default rates of banking system fell sharply, but this data should be suspected.
通过对我国商业银行房地产贷款比率、房地产总产值贡献率、房地产不良贷款率的统计分析，表明我国商业银行信贷集中于房地产业之现象属声誉羊群行为。
By statistical analysis of the loans for real estate and the real estate load accounts for ratio of total load, it is manifested that there are reputational herdings in commercial banks of China.
HARP相信能有4百到5百万的借款人具备申请资格，但到5月为止，该项目只有810,084人参与，并且仅有7%的借债人享受到了超过105%的房价贷款比率。
It hoped 4m-5m borrowers would qualify but by May only 810,084 had participated, a mere 7% of whom had an LTV ratio of more than 105%.
他们向处于困境的银行贷款，并且-所以，我们要给他们一个好的比率，这就是他们过去经常做的。
They were lending to Banks that were in trouble and the — so we'll give them a good rate; that's what they used to do.
根据一个常用的指标，所谓的德克萨斯州的不良贷款占总资产的比率来测量，还有49家佐治亚的银行，大约六分之一，在面临威胁。
By one commonly used measure, the so-called Texas ratio of bad loans to total assets, 49 other Georgia Banks, about one in six, are in imminent danger.
当房地产价值过热时，他们改变规定：限制贷款与价值比率或提高房屋销售税率，他们近期已对更昂贵的房地产采取了这些措施。
When property prices heat up, they change the rules: restricting loan-to-value ratios or raising the tax on home sales as they recently did with more expensive properties.
但这是一份关于贷款拖欠比率会上升多少的指南，即使经济保持强势增长，房价保持稳定。
But it is a guide to how much default rates may worsen even if the economy stays strong and house prices stabilise.
但是，正如以色列央行行长斯坦利·菲舍尔在此次会议上所指出的，过去使用的方法，如保证金制度和贷款价值比率限制，也仍然可以继续使用。
But, as Stanley Fischer, governor of the Bank of Israel, pointed out to the Jackson Hole attendees, older tools such as margin requirements or maximum loan-to-value ratios could also be used.
希腊的债务跟国民生产总值的比率已经超高了，所以欧洲的金融市场就应该向这样的国家收取更高的贷款利息，给他们带来极大的压力。
European financial markets should have put pressure on countries with excessive debt-to-GDP ratios, such as Greece, by charging them higher interest rates for loans.
上述金融机构是优质机构：资本较为雄厚，贷款亏损较少，成本收益比率较低。
They are quality institutions: relatively well-capitalized, low loan losses, low cost/income ratios.
例如，据野村证券一项调查显示，莱斯银行集团的贷款存款比为169%(1：1 . 69)，巴克莱银行与皇家苏格兰银行比率分别为130%和134%。
Lloyds Banking Group, for example, has a loans-to-deposit ratio of 169%, according to research by Nomura Securities. Barclays and RBS are at 130% and 134%, respectively.
第三个指标，银行贷款和储蓄的比率，是用来衡量银行系统脆弱性的。
The third indicator, the ratio of banks’ loans to their deposits, is one measure of the vulnerability of banking systems.
贴现率是，美联储对会员银行贷款的所求比率。
The discount rate is the rate that the Fed charges for loans to member Banks.
在繁荣时期可看到一个逐渐上升趋势，上世纪20年代贷款价值比率只有60%，现在飞升至90%或100%。
Over the boom period, we've been seeing a gradual uptrend; just as loan to value ratios were only 60% in the 1920s, now they're up to 90% or 100%.
抵押贷款的贷方，借给你的钱不会超过财产本身价值，因此贷款价值比率就会大于1。
A mortgage lender doesn't want to lend more than the property is worth because that would mean a loan-to-value ratio over one.
贷款存款比率(LDRs)和如今的资本比率一样紧紧地与股票价格联系在一起。
Just as capital ratios are now strongly correlated with share prices, so too are loan-to-deposit ratios (LDRs).
商业房地产的杠杆率较低一些，但在繁荣时期，它通常仍然能达到80%- 85%(如今在富裕世界中，新增贷款的这一比率已回到60% - 65%的水平)。
Gearing in commercial property was lower but in the boom years it still regularly touched 80-85% (it is now back to 60-65% for new borrowing in the rich world).
伴随着巨大的银行系统和高额的贷款存款比率，欧洲再融资需求远远超过了其他任何一个银行系统。
With its giant banking system and high loan-to-deposit ratios, Europe's refinancing needs far exceed those of any other banking system (see chart).
他的见解无疑带有偏见，不过德州法律确实把抵押的贷款价值比率控制在80%以内。
He is biased, no doubt; but Texas law does cap the loan-to-value ratio of mortgages at 80%.
他的见解无疑带有偏见，不过德州法律确实把抵押的贷款价值比率控制在80%以内。
He is biased, no doubt; but Texas law does cap the loan-to-value ratio of mortgages at 80%.
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