原贷款本金每年的借债服务比率。亦称房屋贷款常数。
Ratio of Annual Debt Service to original principal of the loan. Also known as a mortgage constant.
更好的方法是减少抵押贷款本金,更大的刺激借款者偿还债务。
A better route would be to reduce the mortgage principal, giving borrowers a bigger incentive to pay their debt.
僵尸负债人是指无法偿还贷款本金,只能偿还利息费用的人。
Zombie debtor refers to someone who is unable to pay off the capital of the loan, and whose repayments only service the interest charge.
为表示决心,奥巴马先生重申他要改变破产规定的想法,这样法庭可以降低贷款本金。
As a stick, Mr Obama reiterated his intention to alter the bankruptcy code so that courts can reduce mortgage principal.
借方在定期支付房屋贷款付款之外一次性缴纳的款项,用以降低贷款本金额。
Monthly principal and interest payment based on your original mortgage amount, term and interest rate.
在借款期限内,借款人按照贷款人规定的还款办法,可分次或一次性地足额归还贷款本金和利息。
Within the borrowing time limit, the borrower may, according to the methods of repayment provided by the lender, repay the principal and interests of the loan by installment or by lump sum in full.
第七条存单质押担保的范围包括贷款本金和利息、罚息、损害赔偿金、违约金和实现质权的费用。
Article 7 Deposit certificate of a hypothecated loan may be used to guarantee the principal and interest of the loan, penalty interest, damages, penalty and expenses for the obtainment of pledge.
问题是要以公平的方式来冲减,而且整个经济体的方方面面都会感受到冲减水下按揭贷款本金的好处。
There are problems with doing this in an equitable manner. But the benefits of reducing principal on under water mortgages will be felt by all in the economy.
如贷款本金的最后一次偿还日不在付息日则借款人需在贷款本金的最后一次偿还日付清全部应付利息。
If the last repayment day of loan principal is not within interest payment day, the borrower shall pay up all the interest payable on the last repayment day of loan principal.
他说,如果你有抵押贷款,那么应该保留未清偿抵押贷款本金余额20%左右的现金加上为满足其他需要而保有的现金。
If you have a mortgage, he says, keep cash on hand equal to about 20% of your outstanding mortgage principal balance plus whatever you need in the cash Kitty.
信贷风险是指在信贷交易过程中,由于各种不确定性,使借款人不能按时偿还贷款,造成银行贷款本金及利息损失的可能性。
The credit risk is the probability that the commercial banks lose the corpora and the interests because of many uncertainties so that the borrowers can not refund the loans.
“负分期付款”抵押借款甚至可允许人们每月仅付部分利息,并将剩余部分加到贷款本金中,增加的是其贷款额,并不是存款额。
"Negative amortisation" (neg-am) mortgages even let people pay only part of their interest each month and to add the rest to the principal, increasing their debt, not their savings.
孩子应该可以在任何时候,通过在贷款帐户中进行额外付款(或比平时多付款)来减少本金。
Kids should be able to reduce the principal amount at any time by making an extra payment (or a larger-than-usual payment) into the loan account.
银行用“简单”利息的方法计算贷款利息-在每个还款期间,用当前未还清的本金乘以当前利率,从而计算出应付的利息。
The bank caclulates loan interest as "simple" interest -- for every payment period, multiply the current outstanding principal by the current interest rate to determine the interest payment.
贝恩丝甚至还不能去想何时才能开始还贷款的本金。
She cannot even begin to think about paying back the principal on the loans.
支付进口和偿还国际贷款的本金和利息。
Payment for imports and repayment of principal and interest on international loans.
只要企业能够支付不良贷款的低服务费用,银行们就可以装作也许某天本金会被偿还。
As long as firms could pay the low servicing costs on dud loans, Banks could pretend that the principal might one day be repaid.
如果权益为负是真正的问题所在,那么本金将不得不减少以阻止贷款断供的出现。
If negative equity is the real problem, principal will have to be reduced to stem the foreclosures.
下一步是处理令银行不稳的两个危机:缺少稳定可用的贷款,以及一些金融机构已经没有资本金了这个事实。
The next step would be to address the twofold crisis hitting Banks: the lack of readily available loans, and the fact that some institutions are out of capital.
中行将坚持在提供贷款前会见每一位借款人,并将用自身的资本金储备来提供贷款。
It will insist on meeting each new borrower personally before offering them a loan, and will fund loans from its own capital reserves.
我们继续鼓励银行筹集额外资本金以支持其贷款。
We continue to encourage Banks to raise additional capital to support their lending.
抵押贷款修订方案仍是一个未知数,银行或许被迫减少一些贷款拖欠的本金。
One wild card is mortgage modification: banks may yet be forced to reduce the principal owed on some loans.
新成立的金融政策委员会可以提高银行的资产流动性和资本金的要求,还可以限制某些类型的贷款——比如,限额按揭。
A new Financial Policy Committee will be able to tweak Banks' requirements for liquidity and capital and may limit certain types of lending-by capping mortgages, for example.
在贷款期限到期时,在你支付了本金,和额外的利息后,金匠约翰弥尔顿会把你托付,给他的金币还给你。
At the end of the loan upon your payment of the principal and of sufficient additional interest, John Milton, Sr., the goldsmith, would return to you the gold that you had entrusted to him.
一位组织者达蒙·丹尼尔说,虽然有些申请人的贷款已经从浮动利率转为固定利率,但是16位申请人都没能减少本金。
Damon Daniel, an organiser, says none of the 16 who applied got a write-down, though some might have their mortgages converted from an adjustable to a fixed interest rate.
抵押贷款每月还款是固定的,但是其中本金和利息的比例关系,会随时间而改变,这是由这个公式所决定的
Your mortgage payment is constant through time but the fraction of it that goes to paying off principal versus interest changes through time and it just changes as dictated by this formula.
因此,对于任何资产,无论是现金、美国国债、还是据称安全的按揭贷款,银行都必须至少持有相当于资产额5%的资本金。
So for any asset, be it cash, U.S. Treasury securities, or supposedly safe mortgages, Banks must hold at least 5% capital against it.
因此,对于任何资产,无论是现金、美国国债、还是据称安全的按揭贷款,银行都必须至少持有相当于资产额5%的资本金。
So for any asset, be it cash, U.S. Treasury securities, or supposedly safe mortgages, Banks must hold at least 5% capital against it.
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