他们认为,向贷款或其他抵押物一直提供“惩罚性利率”,那并不是一件善事。
They contend that the loans and other guarantees had been provided with "penal interest rates" and were not an act of charity.
欧洲央行还可以坚持要求抵押物应以欧元收益流作为支持,此举可以限制银行利用央行的资金向欧元区外提供贷款。
The ECB could insist that collateral is backed by income streams in euros, which would curb Banks from using its funds to finance loans made outside the euro area.
银行和其他债权方将会避免这样。二,欧洲央行(ECB)已经说明了充足的违约债务不能用于中央银行的抵押物,但是自愿性的新贷款可以作为央行的抵押物。
Second, the ECB has indicated that restructured debt that is the result of a default will not be eligible as collateral at the central bank while new loans that are voluntarily made will be.
他们抱怨贷款人仅预先支付了一小部分典当物的钱,每月还收30%利息,这使他们几乎不能赎回抵押物品。
They complain that moneylenders advance only a fraction of the item’s value. And, with an interest rate of 30% a month, they can rarely afford to redeem their collateral.
吐温无忧无虑的日子没过多久。父亲将他们的房子做了抵押,以便向一个朋友贷款,当贷款还不上后这个债主占了抵押物。
Twain's carefree days did not last long, His father used their house as collateral for a friend's loan, and the creditor took possession when the loan failed.
不过他说,尽管有担保和抵押物,很多银行仍然不愿向小企业发放贷款。
However, even with the guarantee and the collateral, he says, many Banks are still unwilling to lend to small businesses.
因此,越来越多的人贷款自购住宅,使房地产价格不断攀升,从而推动了银行资产负债表上抵押物的价值激增,这种增长鼓励了银行把更多的钱借出去。
More people bought houses, increasing their prices. This boosted the value of the collateral on banks’ balance sheets, encouraging them to lend more.
抵押物的相关有效证明和资料由当事人确认封存后,由借款方交与贷款方保管,但法律法规另有规定的除外。
Subject to any the laws and regulations, any information and certifications in respect of the Mortgaged properties shall be handed over by the Borrower to the Lender after sealed.
银行对这样的大笔贷款一定要有抵押物。
贷款人有权依照本合同或本合同的从属合同的规定对抵押物、质押权利进行处分。
IV. The Lender is entitled to stipulate the disposal of guaranty and hypothecation in term of contractual stipulations or the stipulations in the subordination agreement of the contract.
商业银行在进行贷款之前,需要将抵押物进行严格的分类。
Commercial Banks need to carry out strict classification of mortgages before they make loans.
总之,银行抵押物卖得越便宜,越是说明抵押物本身的价值越高,之前银行收回其贷款的难度也就越大。
In general, the lower the price of the bank note, the more expensive or difficult it has been for the lender to collect payments.
通常情况下,被收购公司的资产会被作为收购公司所借贷款的抵押物且其周转资金也会被用于还贷。
Most often, the target company's assets serve as security for the loans taken out by the acquiring firm, which repays the loans out of cash flow of the acquired company.
通常情况下,被收购公司的资产会被作为收购公司所借贷款的抵押物且其周转资金也会被用于还贷。
Most often, the target company's assets serve as security for the loans taken out by the acquiring firm, which repays the loans out of cash flow of the acquired company.
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