作为资金筹集费用的银行贷款手续费通常比较小，筹资费用率一般不超过0.5%；
The service charge of bank loan or fundraising cost is usually few. Generally, the fundraising cost ratio is no more than 0.5%;
没有手续费收益，PartnersFirst必须对贷款操作异常谨慎小心。
Without fee revenue, PartnersFirst must pay careful attention to lending practices.
然而现在银行往往为了赚取手续费，轻易在数周内批出贷款。
Nowadays, a bank will pocket an underwriting fee and get the loan off its books within weeks.
银行赚取发行贷款的手续费，而不承担将这些贷款趴在帐上的责任(那会限制他们将钱借给其他人)。
Banks earned fees for originating loans without the burden of holding them on their balance-sheets (which would have restricted their ability to lend to others).
主要的，汽车销售商会收取这份手续费，这总计占整个贷款费用的2个百分点也就是2%。
Mostly the car dealers absorb this fee, which amounts to 2 points or 2% of the cost of the loan.
随时间的过去，当有越来越多人们用贷款而不是现金来买车的时候，现在所有汽车都必须上涨价格，因为汽车销售商必须将银行手续费加到生意的整个成本之中。
As more and more purchase vehicles with loans rather than cash over time, now all vehicles must cost more as the car dealer must add the bank fees to the overall cost of doing business.
2007年，公司从西联银行(WesternAllianceBancorp)获得资金支持后正式开展业务，作为行业新丁，公司始终秉持着三个重要信条：保持贷款利率稳定、取消手续费和严格评估潜在客户的风险。
Started in 2007 with funding from Western Alliance Bancorp (WAL), the fledgling firm has three key tenets: keep rates steady, eliminate fees, and rigorously evaluate the risk of potential customers.
申请贷款的手续费，也同样带来了问题。
在办理个人住房抵押贷款保险中，保险公司违规支付高额代理手续费已成为保险业的普遍现象。
In mortgage loan insurance, breaching the regulations to pay agency service charge has already been the widespread phenomenon of the insurance industry.
该措施还意图限制贷款高额手续费和高额利率。
These rules also aim to limit costly fees and high interest rates on loans.
银行喜欢这种做法，因为他们可以将贷款打包出售，赚取手续费，进而获利更多。
Banks loved it because they could sell off loans, generate fees and go make some more.
所以，我们应该指责迈格尼塔，而不是所有盲目做多次贷的机构吗？——从评级机构到抵押贷款银行，再到通过承销交易赚取了高额手续费的投行。
So should we blame Magnetar, rather than everyone who was blindly long subprime, from credit agencies to mortgage lenders to investment banks that made large fees by underwriting deals?
对A公司来说，其贷款成本可能高于一般的商业贷款，因为有一笔额外的开证手续费需要支付。
As for A company, the cost for the loan might be higher than a general commercial loan for it shall pay the extra fees for opening the standby L/C.
在贷款期间如遇利率外汇兑换手续费时，贷款期限在1年以下的，按合同利率计算；
If the loan term is shorter than 1 year, the contract interest rate will be implemented;
在贷款期间如遇利率外汇兑换手续费时，贷款期限在1年以下的，按合同利率计算；
If the loan term is shorter than 1 year, the contract interest rate will be implemented;
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