而对开发贷款，银监会也有明确的监管原则。
As with development loans, the CBRS also has its clear supervisory rules.
原则上来说，贷款给穷人应该带来巨大好处。
In principle, loans to the poor should bring great benefits.
原则上说，买房子的人和给他们提供抵押贷款的银行与股票市场的投资者、商品投机商或者商店业主并没有什么不同。
People who buy homes and the Banks who give them mortgages are no different, in principle, than investors in the stock market, commodity speculators or shop owners.
这就导致了欺诈行为的发生，结果抵押贷款借给了没有固定资产，没有收入的人，把谨慎借贷的原则抛到了九霄云外。
That allowed for fraudulent practices and, as a result mortgages being given to people who had no assets and no income, prudent lending went out of the window.
现行的贷款五级分类方法是在运用会计原理审慎原则的基础上制定的。
The present loan five level of taxonomic approaches are in utilize the accounting principle careful principle in the foundation to formulate.
比如，免息贷款，让买家支付反对原则，只有在贷款一段时间。
For instance, no interest loans allow buyers to pay against the principle only on the loan for a period of time.
殊不知，之所以有这么低的金额是因为他们只付利息的贷款，而不是原则。
Little do they know that the reason the payments are so low is because they're only paying the interest and not the principle on their loan.
诚信原则在助学贷款中有着特殊的意义。
The honesty principle is of special meaning in the grant of loans to students for education.
然而，现在是非常时期，他希望各机构在与贝尔斯登交易时不要提出不合理的资产抵押要求，或要求额外现金和证券为贷款提供担保，并要以诚信原则与贝尔斯登进行交易。
But these were not normal times. He expected firms not to make unreasonable collateral demands, or calls for extra cash or securities to back up loans, and to trade in good faith with Bear.
虽然这个原则提出最清楚地适用于商业贷款，应适用于所有的活动是在信贷风险。
Although the principles contained in this paper are most clearly applicable to the business of lending, they should be applied to all activities where credit risk is present.
足额、及时地提取贷款损失准备金，是银行会计审慎性原则的重要体现之一。
It is important embodying of cautious principle for the bank accounting to draw loan-losing provision sufficiently and in time.
公共最优近似解的存在，说明了银行是在风险可接受的前提下按最优性原则给企业发放贷款。
The existence of the common optimal approximating solution shows that the bank can provide a loan to the entrepreneur according to the optimal principle that the risk can be accepted as a criterion.
解决的办法是在谁受益谁承担风险原则基础上，重新设计国家助学贷款制度。
The resolve method is that the system of national loan of education will be redesigned based on the principle that who gets the benefits and who should take on the risks.
第二条银行应当按照谨慎会计原则，合理估计贷款可能发生的损失，及时计提贷款损失准备。
Article 2 Banks shall reasonably estimate possible loan loss and timely set aside provisions for loan losses in accordance with the prudent accounting principle.
第二十三条贷款公司发放贷款应当坚持小额、分散的原则，提高贷款覆盖面，防止贷款过度集中。
Article 23 a loan company shall follow the principle of small amount and dispersion, enlarge the coverage of loans and avoid the excessive centralization of loans.
根据成本效益原则构建适合小额贷款公司的风险监管制度是完善我国金融监管体系的必要选择。
According to the principle of cost-effectiveness, it's necessary to construct the risk-focused supervisory regime which fits the micro-loan companies to perfect our financial regulatory system.
第五条申请贴息资金的项目原则上限于固定资产贷款项目，且具有一定贷款规模。
Article 5 The projects applying for discount interest funds are limited to loan project for fixed assets in principle, and has a certain scale.
第五条申请贴息资金的项目原则上限于固定资产贷款项目，且具有一定贷款规模。
Article 5 The projects applying for discount interest funds are limited to loan project for fixed assets in principle, and has a certain scale.
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