银行会试图通过提高费用和贷款利差将成本转嫁到客户身上。
Banks will seek to pass costs on to customers in higher fees and spreads on loans.
作为风险承担补偿金的银行业所获收入(贷款账面上存贷款利差)被算做银行业产值。
Revenues that Banks earn as compensation for risk-bearing - the spread between loan and deposit rates on their loan book - are accounted for as output by the banking sector.
利率水平和利率结构不合理主要表现在：利率水平处于历史最低点，存贷款利差不断缩小。
The interest rate level and the rate structure unreasonable mainly display in: The interest rate level is in the historical bottom, saves the loan spread to reduce unceasingly.
国债利率与贷款利率之间的利差可以大幅改变。
The spread between the Treasury bill rate and lending rates can change markedly.
由于市场相当地有效，这种模式被打破了；贷款给公司的利差太低了。
That model broke down because markets were fairly efficient; the margins on lending to corporations became too low.
银行为存款支付的利率，和它们向普通客户贷款时所收取的利率之间，利差达到好几个百分点。
The gap between what banks are paying on deposits and the rates they are charging ordinary customers to borrow is several percentage points.
但资产回报率较高也反映出风险较大，小额贷款拥有14%的净利差。
Microloans, which command higher yields to reflect greater risk, had a 14% net interest margin.
当美国对国内最大的两家房屋抵押贷款机构房利美和房地美实行救市计划时，其信用违约掉期的利差迅速扩大。
When America bailed out Fannie Mae and Freddie Mac, the country's two big mortgage agencies, its CDS spreads widened sharply.
基准利差指国际金融公司贷款的标准利差。该利差加上6个月伦敦银行同业拆放利率，用以确定国际金融公司贷款利率。
Benchmark spread Standard spread in IFC loans which is added to six-month LIBOR to determine the IFC loan rate.
摩根·斯坦利10年期定息管道贷款的利差是一项反映商业房地产贷款成本的指标。到3月份中旬，该利差已扩大到335个基点，仅2个月之内就增加了200个基点。
Morgan Stanley's 10-year fixed conduit spreads, a measure of the cost of commercial real estate lending, widened to 335 basis points in mid-March, a 200-basis-point increase in just two months.
但银行该受点利差压力了，因为市场间贷款人基本上会拿走这部分利差，直到双方持平。
But they are going to feel a pressure in that spread because marketplace lenders are basically going to take that spread and give it back to both sides of the equation.
其业绩大幅增长的原因在于存贷款的增加、利差扩大、中间收入增加、不良贷款减少以及有效税率的降低。
The reasons for the good performance are growth in deposits and loans, improved spread, higher fee income, less NPLs and lower tax rate.
其业绩大幅增长的原因在于存贷款的增加、利差扩大、中间收入增加、不良贷款减少以及有效税率的降低。
The reasons for the good performance are growth in deposits and loans, improved spread, higher fee income, less NPLs and lower tax rate.
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