最重要的是，贷方必须坚信借方收入必然提高，否则他们哪有能力支付本金和利息呢？
Crucially, creditors must believe that debtors' incomes will rise; otherwise how would they be able to pay the interest and repay the capital?
活期账户有贷方余额时，银行不支付利息。
Interest tis not paid by Banks when a current account is in credit.
活期账户有贷方余额时，银行不支付利息。
Interest tis not paid by Banks when a current account is in credit.
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