对于富人而言，巨大的财富的效用显然很高，他的全部生活的目的就是为了占有和获取巨大的财富，然后比他人获得更多的享受。
The rich man's utility is very high because all he wants is to possess and obtain huge wealth then enjoy.
为了计算我们财富的期望效用，你可能也得关注期望回报、或几何期望回报、或标准差。
To calculate the expected utility of your wealth, you might also have to look at the expected return, or the geometric expected return, or the standard deviation.
显然，在富人和流浪汉之间，对财富这种东西的效用的判断，是完全不同的。
Obviously, their judgement on wealth's utility is totally different.
金融学理论建立在，并且很多经济学的都是建立在，人们希望能使自己对，财富的期望效用最大化这一基础上。
What finance theory is based on — and much of economics is based on — the idea that people want to maximize the expected utility of their wealth.
不过最近的研究表明，至少美国的房产财富效应对消费的影响要远大于金融资产的影响，而且效用还在增强。
However, the latest research suggests that, in America at least, housing wealth has a bigger influence on consumption than financial assets, and the effect is increasing.
投资者的目的是：在保证固定消费正常进行的条件下，使最终财富的期望效用最大。
Under the condition that the fixed consumption can be guaranteed, we tries to maximize expected utility from final wealth.
我们在个体的效用函数中同时引入两种社会地位偏好，即，由财富水平代表的地位和由才干水平代表的地位。
We simultaneously introduce two kinds of social status preference into the individual's utility function, that is, the status defined by his wealth level and the status defined by his ability level.
传统经济学把财富视为经济人效用函数的唯一变量，这早就受到历史学派和制度学派的批驳。
Traditional economics regards fortune as the only variable of utility function, which has been critiqued by new historical school and institutional economic school.
传统经济学把财富视为经济人效用函数的唯一变量，这早就受到历史学派和制度学派的批驳。
Traditional economics regards fortune as the only variable of utility function, which has been critiqued by new historical school and institutional economic school.
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